6347 Oneida Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 6347 Oneida Rd, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,259 sqft
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$300,500 (May 2023)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07000940004500`

Property Details

APN / Parcel Number

Primary APN	`07000940004500`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,259 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft

Exterior

Lot Area	217,800 sqft (5 acres)
Garage Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6347 ONEIDA RD
City	CHARLOTTE
State	MI
Zip	48813-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM. 20 RODS S OF NE CORNER OF SE 1/4, S 625 FEET, W 350 FEET, N 625 FEET, E 350 FEET TO BEG. SEC. 9, T3N,R4W, BENTON TOWNSHIP ENERGY TAX EXEMPTION, CERTIFICATE NO.84-1066
Legal Range	04W
Legal Township	03N
Legal Section	09
Jurisdiction	EATON MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2021
Census Tract	20602

Owner

6347 Oneida Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6347 ONEIDA RD, CHARLOTTE, MI 48813-9727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 12, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 21, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Dec 12, 2019 · Amount on File
Deed Book / Page	3048 / 63
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	2699/1129
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 3, 2023
Property Address	6347 ONEIDA RD, CHARLOTTE, MI 48813-9727
Document Number	0003048/63
Book / Page	3048 / 63
Instrument Date	May 2, 2023
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,253.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6347 ONEIDA RD, CHARLOTTE, MI 48813-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6347 ONEIDA RD, CHARLOTTE, MI 48813-9727

Mortgage

Document Number	0030480085
Date	May 3, 2023
Instrument	3048-0085

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 12, 2019
Property Address	6347 ONEIDA RD, CHARLOTTE, MI 48813-9727
Document Number	02818/0920
Book / Page	2818 / 0920
Instrument Date	Nov 22, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6347 ONEIDA RD, 6347, CHARLOTTE, MI 48813-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	534 W ROUSE ST, LANSING, MI 48910-4466

Mortgage

Document Number	0002818922
Date	Dec 12, 2019
Instrument	2818/922

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Sep 21, 2017
Property Address	6347 ONEIDA RD, CHARLOTTE, MI 48813-9727
Document Number	2699/1129
Book / Page	2699 / 1129
Instrument Date	Sep 18, 2017
Instrument	2699-1129
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,021.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6347 ONEIDA RD, 6347, CHARLOTTE, MI 48813-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 KEARNEY ST, PORTLAND, MI 48875-1549

Mortgage

Document Number	26991130
Date	Sep 21, 2017
Instrument	2699-1130

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6347 Oneida Rd was $3,732 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Benton Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,600 (+9.79%)	$228,721 (-) Land $41,960 Building $186,761
2025	$3,732.00 (+2.87%) Homeowner's exemption	$114,400	$228,721 Land $41,960 Building $186,761
2024	$3,628.00
2023		$101,500	$203,000
2022	$2,727.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6347 Oneida Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6347 Oneida Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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