Clay County property record for 6346 Memory Ln, Jacksonville, FL 32234
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,444 sqft · built 1989 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $285,000 (Apr 2026) |
| Tax Bill | $3,122 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 10-04-23-000082-001-02 |
| Primary APN | 10-04-23-000082-001-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 50,965 sqft (1.17 acres) |
| Lot Dimensions | 324 ft deep x 157 ft wide |
| Porch | Open/Unfinished Porch |
| Porch Area | 108 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6346 MEMORY LN |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32234-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF TRACT 8 A/K/A LOT B TILLMAN PINES@ AS REC OR 4689 PG 247 |
| Legal Range | 23E |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | TILLMAN PINES |
| Legal Tract | 8 |
| Legal Lot Number | B |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30104 |
Source: Clay County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9440 REWIS RD, JACKSONVILLE, FL 32220-1469 |
| Owner Type | Company |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 20, 2026 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Sep 23, 2025 | Intrafamily Transfer, Transfer |
| Feb 13, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Feb 13, 2023 · Amount on Record |
| Deed Document Number | 202618567 |
| Deed Book / Page | 5036 / 352 |
| Prior Transfer Date | Jan 31, 2001 |
| Prior Transfer Doc | 0000005462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 6346 MEMORY LN, JACKSONVILLE, FL 32234-3019 |
| Document Number | 0000018567 |
| Book / Page | 5036 / 352 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.18567 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | ST JOHNS BLUE OCEAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201,495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9440 REWIS RD, JACKSONVILLE, FL 32220-1469 |
| Document Number | 0000018568, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026..18568 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000018569, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 5036/369 |
| Instrument | 2026.18569 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Apr 1, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 6346 MEMORY LN, JACKSONVILLE, FL 32234-3019 |
| Document Number | 0050360352 |
| Book / Page | 5036 / 352 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202618567 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | OCEAN BLUE TITLE LLC, ST JOHNS BLUE OCEAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201,495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9440 REWIS RD, JACKSONVILLE, FL 32220-1469 |
| Document Number | 0000018568, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202618568 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000018569, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 5036/369 |
| Instrument | 202618569 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Apr 1, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 23, 2025 |
| Property Address | 6346 MEMORY LN, JACKSONVILLE, FL 32234-3019 |
| Document Number | 0049711494 |
| Book / Page | 4971 / 1494 |
| Map Reference | MB 1 PG 55 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025044973 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 ROLLINS AVE, SAINT AUGUSTINE, FL 32084-4024 |
| Name | Verified Name |
|---|---|
| Address | 6346 MEMORY LN, JACKSONVILLE, FL 32234-3019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 6346 MEMORY LN, JACKSONVILLE, FL 32234-3019 |
| Document Number | 0046890247 |
| Book / Page | 4689 / 247 |
| Map Reference | MB 1 PG 55 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 2023006563 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,743.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 637, BALDWIN, FL 32234-0637 |
| Name | Verified Name |
|---|---|
| Address | 6346 MEMORY LN, JACKSONVILLE, FL 32234-3019 |
| Document Number | 0004689255 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 4689/255 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 6346 MEMORY LN, JACKSONVILLE, FL 32234-3019 |
| Document Number | 0042590200 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6346 MEMORY LN JACKSONVILLE FL 322343019, JACKSONVILLE, FL 32234-3019 |
| Document Number | 0042590200 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 004259/000200 |
| Instrument | 65474 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 9, 2034 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $228,127 (+9.71%) Land $58,500 Building $169,627 | $228,127 (+9.71%) Land $58,500 Building $169,627 | |
| 2024 | $3,122.00 (+340.96%) | $207,943 (+231.74%) Land $40,950 Building $166,993 | $207,943 (+11.5%) Land $40,950 Building $166,993 |
| 2023 | $708.00 (+8.59%) Homeowner's exemption Disabled Person's exemption | $62,683 (+3%) | $186,496 (+58.74%) Land $35,100 Building $151,396 |
| 2022 | $652.00 Homeowner's exemption Disabled Person's exemption | $60,858 | $117,486 Land $29,250 Building $88,236 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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