6346 Cabana Trce, Starke, FL 32091 Property Records

Clay County property record for 6346 Cabana Trce, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	2,688 sqft · built 2023
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on File
Last Sale	$152,500 (Oct 2020)
Tax Bill	$10,883 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-06-23-021646-002-12`

Property Details

APN / Parcel Number

Primary APN	`15-06-23-021646-002-12`

Interior

Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,708 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	1,032 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6346 CABANA TRCE
City	STARKE
State	FL
Zip	32091-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 12 KINGSLEY COVE AS REC OR 4362 PG 2101, 4596 PG 1890 & 4807 PG 1820
Legal Range	23E
Legal Township	06S
Legal Section	15
Legal Subdivision	KINGSLEY COVE
Legal Lot Number	12
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1036
Census Tract	980000

Owner

6346 Cabana Trce is owned and occupied by an individual who acquired it in March 2024.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	6346 CABANA TRCE, STARKE, FL 32091-9719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Intrafamily Transfer, Transfer
May 12, 2023	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Apr 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Apr 14, 2022	Warranty Deed, Transfer
Oct 8, 2020	Grant Deed, Transfer NOT AVAILABLE
May 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Document Number	202052486
Deed Book / Page	4362 / 2101
Last Transfer Date	Mar 21, 2024
Transfer Doc	0048071820
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Mar 28, 2024
Property Address	6346 CABANA TRCE, STARKE, FL 32091-9719
Document Number	0048071820
Book / Page	4807 / 1820
Map Reference	MB 56 PG 14-17
Instrument Date	Mar 21, 2024
Instrument	2024014812
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6346 CABANA TRCE, STARKE, FL 32091-9719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6346 CABANA TRCE, STARKE, FL 32091-9719

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6346 CABANA TRCE, STARKE, FL 32091-9719
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6346 CABANA TRCE, STARKE, FL 32091-9719

Mortgage

Document Number	0047190848
Date	May 12, 2023
Book Page	4719/848
Instrument	2023023271

Lender

Name	AMERIS BANK
Type	Bank
Address	PONTE VEDRA BEACH, FL 32082

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6346 CABANA TRCE, STARKE, FL 32091-9719
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6346 CABANA TRCE, STARKE, FL 32091-9719

Mortgage

Document Number	0047090390
Date	Apr 10, 2023
Book Page	4709/390
Instrument	2023016914

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 14, 2022
Property Address	6346 CABANA TRCE, STARKE, FL 32091-9719
Document Number	0045961890
Book / Page	4596 / 1890
Map Reference	MB 56 PG 14-17
Instrument Date	Apr 7, 2022
Instrument	2022024334
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 CANAL RD, 555, PONTE VEDRA BEACH, FL 32082-4301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6346 CABANA TRCE, STARKE, FL 32091-9719

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Oct 8, 2020
Property Address	6346 CABANA TRCE, STARKE, FL 32091-9719
Document Number	0043622101
Book / Page	004362 / 002101
Instrument	52486
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 21, 2019
Property Address	6346 CABANA TRCE, STARKE, FL 32091-9719
Document Number	0041931011
Book / Page	004193 / 001011
Instrument Date	May 13, 2019
Instrument	25826
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2312 CROOKED PINE LN FLEMING ISLAND FL 320033215, FLEMING ISLAND, FL 32003-3215

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6346 CABANA TRCE, STARKE, FL 32091-9719
Document Number	0041931012
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041931012
Date	May 21, 2019
Book Page	004193/001012
Instrument	25827

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6346 Cabana Trce was $10,883, up 3.6% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,883.00 (+3.59%)	$753,676 Land $221,000 Building $532,676	$753,676 Land $221,000 Building $532,676
2024	$10,506.00 (+328.64%)
2023	$2,451.00 (+44.69%)	$221,000 (+88.89%) Land $221,000	$221,000 (+88.89%) Land $221,000
2022	$1,694.00	$117,000 Land $117,000	$117,000 Land $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6346 Cabana Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6346 Cabana Trce is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

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