6345 S Point Rd, Berlin, MD 21811 Property Records

Worcester County property record for 6345 S Point Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,284 sqft · built 2001
Lot Size	4.92 acres (214,315 sqft)
Owner	2 Company Names on Record
Last Sale	$920,000 (Feb 2021)
Tax Bill	$9,057 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-290635`

Property Details

APN / Parcel Number

Primary APN	`10-290635`
Alternative APN	`290635`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	5,284 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	214,315 sqft (4.92 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	896 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	290635
Street Address	6345 S POINT RD
City	BERLIN
State	MD
Zip	21811-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PAR D-2A 4.92 ACS W S STEPHEN DEC RD RESUB GENEZER ESTS WEST
Legal Subdivision	NEWPORT SOUTH SUBDIVISION
Legal Lot Number	D2A
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3005
Census Tract	951700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6345 S POINT RD, BERLIN, MD 21811-2632
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Feb 2, 2021	Deed, Transfer · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Prior Sale	Jan 5, 2000 · Amount on Record
Deed Book / Page	7921 / 302
Transfer Doc	0000316030
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6345 S POINT RD, BERLIN, MD 21811-2632
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080270291
Date	Apr 28, 2021
Book Page	8027/291

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 2, 2021
Property Address	6345 S POINT RD, BERLIN, MD 21811-2632
Document Number	0079210302
Book / Page	7921 / 302
Map Reference	LB SVH 2797 FO 140
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6435 S POINT RD, BERLIN, MD 21811

Mortgage

Document Number	0007921308
Date	Feb 2, 2021
Instrument	7921/308

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,057.00 (+0.09%) Homeowner's exemption	$1,040,600 (+23.22%)	$1,054,200 (+14.92%) Land $419,600 Building $634,600
2025	$9,049.00 (+13.41%) Homeowner's exemption
2023	$7,979.00 Homeowner's exemption	$844,500	$917,300 Land $419,600 Building $497,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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