Campbell County property record for 6345 Murnan Rd, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1947 |
| Lot Size | 0.316 acres (13,794 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Nov 2018) |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-251.00 |
| Primary APN | 999-99-18-251.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,794 sqft (0.316 acres) |
| Lot Dimensions | 76 ft deep x 181 ft wide |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Old Parcel Number | 9999918251.00 |
|---|---|
| Street Address | 6345 MURNAN RD |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 181.5 X 76 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 53100 |
6345 Murnan Rd is owned and occupied by an individual who acquired it in January 2022.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6345 MURNAN RD, COLD SPRING, KY 41076-9242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Nov 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on File |
| Deed Sale | Nov 21, 2018 · Amount on File |
| Prior Sale | Nov 21, 2018 · Amount on File |
| Deed Document Number | 0005083816 |
| Deed Book / Page | D331 / 887 |
| Last Transfer Date | Jan 7, 2022 |
| Transfer Doc | 0005146658 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jan 7, 2022 |
| Property Address | 6345 MURNAN RD, COLD SPRING, KY 41076-9242 |
| Document Number | 0005146658 |
| Book / Page | D351 / 538 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 5146658 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6345 MURNAN RD, COLD SPRING, KY 41076-9242 |
| Document Number | 0005146659 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 5146659 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 21, 2018 |
| Property Address | 6345 MURNAN RD, COLD SPRING, KY 41076-9242 |
| Document Number | 0005083816 |
| Book / Page | D331 / 887 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 5083816 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6345 MURNAN RD, 6345, COLD SPRING, KY 41076-9242 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6345 MURNAN RD, COLD SPRING, KY 41076-9242 |
| Document Number | 0005083817 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 5083817 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 6345 Murnan Rd was $1,808.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 | $149,200 Land $25,000 Building $124,200 | $149,200 Land $25,000 Building $124,200 |
| 2023 | $1,560.00 (-4%) | $130,000 (-) Land $15,000 Building $115,000 | $130,000 (-) Land $15,000 Building $115,000 |
| 2022 | $1,625.00 | $130,000 Land $15,000 Building $115,000 | $130,000 Land $15,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6345 Murnan Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6345 Murnan Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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