6345 Holy Cross Rd, Loretto, KY 40037 Property Records

Marion County property record for 6345 Holy Cross Rd, Loretto, KY 40037

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (May 2021)
Tax Bill	$236 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HC-01-05A`

Property Details

APN / Parcel Number

Primary APN	`HC-01-05A`
Alternative APN	`85181`

Exterior

Lot Area	37,026 sqft (0.85 acres)

Location & Zoning

Account Number	85181
Street Address	6345 HOLY CROSS RD
City	LORETTO
State	KY
Zip	40037-8167
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	6345 HOLY CROSS RD
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	1
Census Block	1027
Census Tract	970400

Owner

Source: Marion County records · APN HC-01-05A

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6345 HOLY CROSS RD, LORETTO, KY 40037-8167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Book / Page	344 / 452
Prior Transfer Date	Oct 16, 2008
Prior Transfer Doc	0274000145
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	May 24, 2021
Property Address	6345 HOLY CROSS RD, LORETTO, KY 40037-8167
Document Number	344/452
Book / Page	344 / 452
Instrument Date	May 07, 2021
Transaction Type	Transfer
Record Updated	Jun 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 REUBEN SMITH RD, LORETTO, KY 40037-8173
Investor	Possibly a Property Investor

Mortgage

Document Number	461256
Date	May 24, 2021
Instrument	461/256

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2051

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$236.00 (-65.35%)	$76,000 (-) Land $76,000	$76,000 (-) Land $76,000
2023	$681.00	$76,000 Land $76,000	$76,000 Land $76,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.