6345 Earthgold Dr, Windermere, FL 34786 Property Records

Orange County property record for 6345 Earthgold Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2003
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2017)
Tax Bill	$4,214 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-23-27-1527-00-880`

Property Details

APN / Parcel Number

Primary APN	`22-23-27-1527-00-880`
Alternative APNs	`272322152700880` `143937` `145107` `147228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,148 sqft (0.164 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6345 EARTHGOLD DR
City	WINDERMERE
State	FL
Zip	34786-7337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	EDEN ISLE 52/9 LOT 88
Legal Range	27E
Legal Township	23S
Legal Section	22
Legal Subdivision	EDEN ISLE
Legal Tract	1527
Legal Lot Number	88
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3004
Census Tract	17114

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6345 EARTHGOLD DR, WINDERMERE, FL 34786-7337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage F&B ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	2017582767
Prior Transfer Date	Apr 20, 2009
Prior Transfer Doc	0000228705
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 24, 2017
Property Address	6345 EARTHGOLD DR, WINDERMERE, FL 34786-7337
Document Number	0000582767
Instrument Date	Oct 13, 2017
Instrument	582767
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6345 EARTHGOLD DR WINDERMERE FL 347867337, WINDERMERE, FL 34786-7337

Mortgage

Document Number	582768
Date	Oct 24, 2017
Instrument	582768

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 21, 2017
Property Address	6345 EARTHGOLD DR, WINDERMERE, FL 34786-7337
Document Number	0000096157
Instrument Date	Feb 17, 2017
Instrument	96157
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	HOMETOWN TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6345 EARTHGOLD DR WINDERMERE FL 347867337, WINDERMERE, FL 34786-7337

Mortgage

Document Number	96158
Date	Feb 21, 2017
Instrument	96158

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,290 (+2.7%)	$380,270 (-1.15%) Land $110,000 Building $270,270
2025	$4,214.00 (+5.35%) Homeowner's exemption	$269,026 (+5.99%)	$384,710 (+17.07%) Land $110,000 Building $274,710
2024	$4,000.00 (+7.1%)
2023	$3,735.00 (+3.98%) Homeowner's exemption	$253,829 (+3%)	$328,607 (+11.85%) Land $110,000 Building $218,607
2022	$3,592.00 Homeowner's exemption	$246,436	$293,801 Land $110,000 Building $183,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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