Indian River County property record for 6345 4th Ln, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,700 sqft · built 1990 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on File |
| Last Sale | $375,700 (May 2022) |
| Tax Bill | $5,136 (2025) |
| Deeds & Mortgages | May 2022 Sale Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-17-00003-0008-00004.0 |
| Primary APN | 33-39-17-00003-0008-00004.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 115 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 750 sqft |
| Driveway | Driveway |
| Driveway Area | 700 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 135 sqft |
| Patio Area | 150 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 81368 |
|---|---|
| Street Address | 6345 4TH LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PINE TREE PARK UNIT NO 2 PBI 3-46 LOTS 3 & 4 BLK H, LESS ADD RD R/W AS IN OR BK 860 PG 94 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 17 |
| Legal Subdivision | PINE TREE PARK UNIT NO 2 |
| Legal Block | H |
| Legal Lot Number | 3-4 4 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50704 |
6345 4th Ln is owned by a company that bought it in May 2022.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 550 39TH CT SW, VERO BEACH, FL 32968-4010 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jan 14, 2020 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 15, 2016 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on File |
| Deed Sale | May 26, 2022 · Amount on File |
| Prior Sale | Aug 24, 2001 · Amount on File |
| Deed Document Number | 3120220033938 |
| Deed Book / Page | 3543 / 1884 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 26, 2022 |
| Property Address | 6345 4TH LN, VERO BEACH, FL 32968-9636 |
| Document Number | 0035431884 |
| Book / Page | 3543 / 1884 |
| Map Reference | MB 3 PG 46 |
| Instrument Date | May 24, 2022 |
| Instrument | 3120220033938 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,629.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13714 GLENDORCH LN, 13714, ATHENS, AL 35613-1400 |
| Name | Verified Name |
|---|---|
| Address | 1335 29TH AVE, VERO BEACH, FL 32960-3874 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6345 4TH LN, VERO BEACH, FL 32968-9636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032690688 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 3269/0688 |
| Instrument | 3120200002544 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6345 4TH LN, VERO BEACH, FL 32968-9636 |
| Document Number | 0029920685 |
| Book / Page | 002992 / 000685 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6345 4TH LN VERO BEACH FL 329689636, VERO BEACH, FL 32968-9636 |
| Document Number | 0029920685 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 002992/000685 |
| Instrument | 288 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 2, 2032 |
The 2025 property tax bill for 6345 4th Ln was $5,136.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,136.00 | $336,559 Land $65,637 Building $270,922 | $336,559 Land $65,637 Building $270,922 |
| 2023 | $4,820.00 (+613.02%) | $333,853 (+342.28%) Land $65,637 Building $268,216 | $333,853 (+23.87%) Land $65,637 Building $268,216 |
| 2022 | $676.00 | $75,485 | $269,509 Land $40,392 Building $229,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6345 4th Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 270 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 270 in force |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6345 4th Ln is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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