6344 Springwater Ter, Apt 1134, Frederick, MD 21701 Property Records

Frederick County property record for 6344 Springwater Ter, Apt 1134, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 1998
Lot Size	0.027 acres (1,189 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2024)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-304274`

Property Details

APN / Parcel Number

Primary APN	`09-304274`
Alternative APNs	`9304274` `304274`

Interior

Units	15 Units

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	1,189 sqft (0.027 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	304274
Street Address	6344 SPRINGWATER TER, 1134
City	FREDERICK
State	MD
Zip	21701-7674
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 1134 BUILD 11 1,189 SQ. FT. PHASE L SPRING RIDGE CONDO
Legal Subdivision	SPRING RDG CONDO SEC C-2
Legal Phase	L
Legal Block	3
Legal Unit	1134
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3004
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6344 Springwater Ter, Apt 1134 is owned and occupied by an individual who bought it in July 2024.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	6344 SPRINGWATER TER, 1134, FREDERICK, MD 21701-7674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Jul 27, 2021 · Amount on File
Deed Book / Page	16949 / 115
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 27, 2021
Property Address	6344 SPRINGWATER TER APT 1134, 1134, FREDERICK, MD 21701-7674
Document Number	0151290107
Book / Page	15129 / 107
Map Reference	MB 62 PG 88-90
Instrument Date	Jul 9, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6344 SPRINGWATER TER APT 1134, 1134, FREDERICK, MD 21701-7674

Mortgage

Document Number	15129113
Date	Jul 27, 2021
Instrument	15129/113

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6344 Springwater Ter, Apt 1134 was $2,961 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,667	$285,000 Land $70,000 Building $215,000
2025	$2,961.00
2023	$2,422.00	$202,500	$215,000 Land $60,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6344 Springwater Ter, Apt 1134 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6344 Springwater Ter, Apt 1134 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250