6343 Waves End Pl, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 6343 Waves End Pl, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,119 sqft · built 2016
Lot Size	0.164 acres (7,177 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Jun 2017)
Tax Bill	$6,846 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0541571896`

Property Details

APN / Parcel Number

Primary APN	`0541571896`
Alternative APN	`U233119A1E000072000010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,119 sqft Heated Area
1st Floor Area	1,422 sqft
Upper Floors Area	697 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,177 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 59.3 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541571896
Street Address	6343 WAVES END PL
City	APOLLO BEACH
State	FL
Zip	33572-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERSET PH 3A-3 & COVINGTON GARDEN DR PH 3B LOT 1 BLOCK 72
Legal Section	23
Legal Subdivision	WATERSET PH 3A-3 & COVINGTON GARDEN DR
Legal Phase	3A-3
Legal Block	72
Legal Lot Number	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2075
Census Tract	14119

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6343 WAVES END PL, APOLLO BEACH, FL 33572-1739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA
Jun 7, 2017	Grant Deed CALATLANTIC TITLE INC
May 16, 2017	Special Warranty Deed, Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	2017223225
Deed Book / Page	25000 / 515
Last Transfer Date	Jun 7, 2017
Transfer Doc	0250000515
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6343 WAVES END PL, APOLLO BEACH, FL 33572-1739
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0265781373
Date	Apr 29, 2019
Book Page	26578/1373
Instrument	2019178712

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6343 WAVES END PL, APOLLO BEACH, FL 33572-1739
Document Number	0000484317
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6343 WAVES END PL APOLLO BEACH FL 335721739, APOLLO BEACH, FL 33572-1739

Mortgage

Document Number	0000484317
Date	Nov 20, 2020
Instrument	484317

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKE PLACID, FL 33862-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

June 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 7, 2017
Property Address	6343 WAVES END PL, APOLLO BEACH, FL 33572-1739
Document Number	0250000515
Book / Page	025000 / 000515
Instrument Date	Jun 6, 2017
Instrument	223225
Record Updated	Dec 18, 2018
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,806.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6343 WAVES END PL APOLLO BEACH FL 335721739, APOLLO BEACH, FL 33572-1739

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 16, 2017
Property Address	6343 WAVES END PL, APOLLO BEACH, FL 33572-1739
Document Number	0249411329
Book / Page	24941 / 1329
Map Reference	MB125 PG106
Instrument Date	May 8, 2017
Instrument	2017187672
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 N REO ST STE 330, 405, TAMPA, FL 33609-1064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6903 WATERBROOK CT, GIBSONTON, FL 33534-3924

Mortgage

Document Number	2017187673
Date	May 16, 2017
Instrument	2017187673

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,846.00 (+6.67%) Homeowner's exemption	$239,060 (+5.99%)	$431,390 (+8.44%) Land $114,835 Building $316,555
2023	$6,418.00 (+6.28%) Homeowner's exemption	$225,556 (+3%)	$397,820 (+6.88%) Land $107,658 Building $290,162
2022	$6,039.00 Homeowner's exemption	$218,986	$372,207 Land $86,126 Building $286,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 410 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 in force
Nearby Flood Claims	12 (2020–2025)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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