6343 Imperial Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 6343 Imperial Ct, Aptos, CA 95003

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,495 sqft · built 1982
Lot Size	0.035 acres (1,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2013)
Tax Bill	$7,464 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-341-21`

Property Details

APN / Parcel Number

Primary APN	`037-341-21`
Alternative APN	`037-341-21-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,495 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,525 sqft (0.035 acres)

Location & Zoning

Street Address	6343 IMPERIAL CT
City	APTOS
State	CA
Zip	95003-3133
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-3
Legal Description	TR 857
Legal Subdivision	IMPERIAL COURTS UN #2 TR #857
Legal Tract	857
Legal Lot Number	21
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1004
Census Tract	122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6343 IMPERIAL CT, APTOS, CA 95003-3133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2013 · Amount on Record
Deed Sale	Oct 16, 2013 · Amount on Record
Prior Sale	Nov 26, 2003 · Amount on Record
Deed Document Number	201349494
Prior Transfer Date	Jan 8, 2009
Prior Transfer Doc	0000011617
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6343 IMPERIAL CT, APTOS, CA 95003-3133
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6343 IMPERIAL CT, APTOS, CA 95003-3133

Mortgage

Document Number	0000014563
Date	May 6, 2022
Instrument	2022-0014563

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6343 IMPERIAL CT, APTOS, CA 95003-3133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021649
Date	Jul 17, 2018
Instrument	2018-0021649

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6343 IMPERIAL CT, APTOS, CA 95003-3133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007325
Date	Mar 22, 2019
Instrument	2019-0007325

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6343 IMPERIAL CT, APTOS, CA 95003-3133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6343 IMPERIAL CT, APTOS, CA 95003-3133

Mortgage

Document Number	0000036931
Date	Sep 18, 2020
Instrument	2020-0036931

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,412 (+2%) Land $212,565 Building $318,847
2025	$7,464.00 (+10.56%)	$520,992 (+4.04%) Land $208,397 Building $312,595
2023	$6,751.00 (+1.56%)	$500,762 Land $200,305 Building $300,457	$783,990
2022	$6,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks.

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