6342 Oak Leaf Trl, Linden, MI 48451 Property Records

Genesee County property record for 6342 Oak Leaf Trl, Linden, MI 48451

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,596 sqft · built 1999
Lot Size0.377 acres (16,422 sqft)
OwnerIndividual Name on File
Last Sale$182,000 (Feb 2017)
Tax Bill$4,228 (2025)
Deeds & MortgagesFeb 2022 Second Mortgage
Jan 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-19-651-032

Property Details

APN / Parcel Number

Primary APN06-19-651-032

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,596 sqft Living Area
1st Floor Area780 sqft
Basement Area780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Lot Area16,422 sqft (0.377 acres)
Lot Dimensions144 ft deep x 114 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6342 OAK LEAF TRL
CityLINDEN
StateMI
Zip48451-8634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionUNIT 32 RIVER OAKS HOLLOW (97) FR 06-19-300-012
Legal SubdivisionRIVER OAKS HOLLOW SITE
Legal Unit32
JurisdictionGENESEE MI
Township / Civil DivisionFENTON
Census Block Group1
Census Block1018
Census Tract13110

Owner

6342 Oak Leaf Trl is owned and occupied by an individual who acquired it in January 2022.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address6342 OAK LEAF TRL, LINDEN, MI 48451-8634
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GENISYS CU
Jan 11, 2023Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
GENISYS CU
Nov 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
TOWNE MORTGAGE CO
Sep 16, 2019Deed of Trust, Mortgage · Conventional with PMI
GENISYS CU
Feb 21, 2017Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2017 · Amount on File
Deed SaleFeb 21, 2017 · Amount on File
Prior SaleAug 10, 2009 · Amount on File
Deed Document Number20179710
Last Transfer DateJan 5, 2022
Transfer Doc0000001621
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6342 OAK LEAF TRL, LINDEN, MI 48451-8634
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6342 OAK LEAF TRL, LINDEN, MI 48451-8634

Mortgage

Document Number0000007794
DateFeb 10, 2022
Instrument202202100007794
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term59 Months
DueJan 10, 2027

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateJan 11, 2023
Property Address6342 OAK LEAF TRL, LINDEN, MI 48451-8634
Document Number0000001621
Map ReferenceLB 3422 PG 771-803
Instrument DateJan 5, 2022
Instrument202301110001621
Transaction TypeTransfer
Record UpdatedOct 3, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6342 OAK LEAF TRL, LINDEN, MI 48451-8634

Mortgage

Document Number0000007794
DateJan 11, 2023
Instrument202202100007794
Lender
NameGENISYS CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term48 Months
DueJan 10, 2027

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6342 OAK LEAF TRL, LINDEN, MI 48451-8634
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201711020069563
DateNov 2, 2017
Instrument201711020069563
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2032

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6342 OAK LEAF TRL, LINDEN, MI 48451-8634
Document Number0000066937
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6342 OAK LEAF TRL LINDEN MI 484518634, LINDEN, MI 48451-8634

Mortgage

Document Number0000066937
DateOct 21, 2019
Instrument66937
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueOct 20, 2034

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateFeb 21, 2017
Property Address6342 OAK LEAF TRL, LINDEN, MI 48451-8634
Document Number201702210009710
Instrument DateJan 27, 2017
Instrument201702210009710
Transaction TypeTransfer
Record UpdatedMay 26, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,565.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8395 RIVERWALK DR, 8395, FENTON, MI 48430-9284

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6342 OAK LEAF TRL, LINDEN, MI 48451-8634

Mortgage

Document Number201702210009711
DateFeb 21, 2017
Instrument201702210009711
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6342 Oak Leaf Trl was $4,228 with a homeowner's exemption, down 15.2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionFenton Charter Township
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,400 (+3.75%) Land $31,200 Building $118,200$298,800 (+3.75%) Land $62,400 Building $236,400
2025$4,228.00 (-15.17%) Homeowner's exemption$144,000$288,000
2024$4,984.00
2023$130,600$261,200
2019$3,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6342 Oak Leaf Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6342 Oak Leaf Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINDEN
serves 4,150 people · EPA ID MI0003890
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionJul 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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