6342 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 6342 Hwy 4, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,478 sqft · built 1998
Lot Size25.7 acres (1,123,848 sqft)
Owner2 Owner Names on File
Last Sale$138,000 (Feb 2001)
Tax Bill$2,514 (2024)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21-5N-28-0000-00402-0000

Property Details

APN / Parcel Number

Primary APN21-5N-28-0000-00402-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,478 sqft Heated Area
Gross Area2,896 sqft
1st Floor Area2,478 sqft
Upper Floors Area624 sqft
AtticAttic
Attic Area96 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialLogs
Construction TypeWood
Foundation TypeMasonry
Roof MaterialMetal
Lot Area1,123,848 sqft (25.7 acres)
Deck Area242 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number215N280000004020000
Street Address6342 HIGHWAY 4
CityJAY
StateFL
Zip32565-2241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionTHAT PORT OF THE S2 OF THE SW4 LYING E OF HWY 4 FURTHER DES AS: BEG SE COR OF SW4 TH N 131 2.40 FT TH S 89*24'59 W 1431.30 FT
Legal Range28W
Legal Township05N
Legal Section21
JurisdictionSANTA ROSA FL
Township / Civil DivisionBERRYDALE
Census Block Group3
Census Block3020
Census Tract10100

Owner

The current owner of 6342 Hwy 4 bought it in February 2001.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Owner Names on File
Mailing Address6342 HIGHWAY 4, JAY, FL 32565-2241
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2001 · Amount on File
Deed SaleFeb 8, 2001 · Amount on File
Prior SaleMay 9, 2000 · Amount on File
Deed Document Number0187900107
Deed Book / Page01879 / 00107
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6342 HIGHWAY 4, JAY, FL 32565-2241
Document Number0038862009
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6342 HIGHWAY 4 JAY FL 325652241, JAY, FL 32565-2241

Mortgage

Document Number0038862009
DateNov 4, 2019
Book Page003886/002009
Instrument49663
Lender
NameUNITED BK
TypeBank
AddressJAY, FL 32565
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,514.00 (+1.82%) Homeowner's exemption$249,508 (+3%)$351,493 (+0.48%) Land $139,320 Building $212,173
2023$2,469.00 (+2.36%) Homeowner's exemption$242,241 (+3%)$349,823 (+0.06%) Land $139,320 Building $210,503
2022$2,412.00 Homeowner's exemption$235,185$349,600 Land $139,320 Building $210,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6342 Hwy 4 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1990–2004)
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Georges, Sep 1998 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6342 Hwy 4 is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERRYDALE WATER SYSTEM
serves 2,800 people · EPA ID FL1570064
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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