6342 Cunningham Ct, Gurnee, IL 60031 Property Records

Lake County property record for 6342 Cunningham Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,255 sqft · built 2006
Lot Size0.039 acres (1,686 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Mar 2023)
Tax Bill$9,122 (2024)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-28-304-099

Property Details

APN / Parcel Number

Primary APN07-28-304-099
Alternative APN
  • 07283040800000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,255 sqft Living Area
Gross Area3,656 sqft
1st Floor Area976 sqft
2nd Floor Area1,279 sqft
Upper Floors Area1,279 sqft
Basement Area891 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,686 sqft (0.039 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6342 CUNNINGHAM CT
CityGURNEE
StateIL
Zip60031-4300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHELSEY CROSSING RESUBDIVISION NO, 2; LOT 10-3
Legal SubdivisionCHELSEY CROSSING RESUBDIVISION NO, 2
Legal Lot Number10-3
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group2
Census Block2035
Census Tract861603

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5004 E MCELROY RD, STILLWATER, OK 74075-8862
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Warranty Deed, Transfer · Conventional Mortgage
MUTUAL FEDERAL BANK
Jun 29, 2022Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2023 · Amount on Record
Deed SaleMar 22, 2023 · Amount on Record
Prior SaleJun 29, 2022 · Amount on Record
Deed Document Number20237964476
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMar 22, 2023
Property Address6342 CUNNINGHAM CT, GURNEE, IL 60031-4300
Document Number0007964476
Map ReferenceDOC 6400674
Instrument DateMar 17, 2023
Instrument7964476
Transaction TypeTransfer
Record UpdatedMar 30, 2023
Title CompanyALTIMA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$355.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6342 CUNNINGHAM CT, GURNEE, IL 60031-4300

Mortgage

Document Number0007964477
DateMar 22, 2023
Instrument7964477
Lender
NameMUTUAL FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeFixed Rate
Rate6.62%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJun 29, 2022
Property Address6342 CUNNINGHAM CT, GURNEE, IL 60031-4300
Document Number0007915124
Map ReferenceDOC 6440674
Instrument DateMay 18, 2022
Instrument7915124
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6342 CUNNINGHAM CT, 6342, GURNEE, IL 60031-4300

Transferred To (Grantee/Buyer)

NameVerified Name
Address6342 CUNNINGHAM CT, GURNEE, IL 60031-4300

Mortgage

Document Number0007915125
DateJun 29, 2022
Instrument7915125
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJul 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10%
IndexOther
Max Rate10%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$106,862 (+8.56%) Land $14,514 Building $92,348$320,618 (+8.56%) Land $43,546 Building $277,072
2024$9,122.00 (+10.17%)
2023$8,280.00 (+13.96%)$98,434 (+8.23%) Land $13,369 Building $85,065$295,332 (+8.23%) Land $40,111 Building $255,221
2022$7,266.00$90,949 Land $13,732 Building $77,217$272,874 Land $41,200 Building $231,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–1996)
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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