6342 Concho Bay Dr, Houston, TX 77041 Property Records

Harris County property record for 6342 Concho Bay Dr, Houston, TX 77041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,493 sqft · built 2003
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$480,795 (Aug 2022)
Tax Bill	$9,241 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-717-002-0009`

Property Details

APN / Parcel Number

Primary APN	`123-717-002-0009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,493 sqft Living Area
1st Floor Area	2,107 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,500 sqft (0.218 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Pool Area	638 sqft
Porch	Open Frame Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1237170020009
Street Address	6342 CONCHO BAY DR
City	HOUSTON
State	TX
Zip	77041-6171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 2 LAKES ON ELDRIDGE NORTH SEC 18
Legal Subdivision	LAKES ON ELDRIDGE NORTH SEC 18
Legal Block	2
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2000
Census Tract	540101

Owner

6342 Concho Bay Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6342 CONCHO BAY DR, HOUSTON, TX 77041-6171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Aug 9, 2012 · Amount on File
Deed Document Number	2022432595
Prior Transfer Date	Aug 1, 2012
Prior Transfer Doc	0000360770
Record Updated	Oct 29, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Aug 24, 2022
Property Address	6342 CONCHO BAY DR, HOUSTON, TX 77041-6171
Document Number	0000432595
Map Reference	MF 528105
Instrument Date	Aug 19, 2022
Instrument	2022-432595
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6342 CONCHO BAY DR, HOUSTON, TX 77041-6171

Mortgage

Document Number	0000432596
Date	Aug 24, 2022
Instrument	2022-432596

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 6342 Concho Bay Dr was $9,241 with a homeowner's exemption, up 151.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,531 (-0.81%) Land $131,898 Building $466,633	$598,531 (-0.81%) Land $131,898 Building $466,633
2025	$9,241.00 (+151.8%) Homeowner's exemption	$603,389 Land $131,898 Building $471,491	$603,389 Land $131,898 Building $471,491
2024	$3,670.00
2023		$536,500 Land $120,042 Building $416,458	$536,500 Land $120,042 Building $416,458
2022	$3,053.00
2020	$3,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6342 Concho Bay Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 327 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	327 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6342 Concho Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 370 serves 4,452 people · EPA ID TX1013113
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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