6341 Pinehurst Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 6341 Pinehurst Rd, Cotton, MN 55724

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2.5 ba · 2,991 sqft · built 2007
Lot Size	27.7 acres (1,209,661 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Nov 2006)
Tax Bill	$8,924 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320-0010-05655`

Property Details

APN / Parcel Number

Primary APN	`320-0010-05655`
Alternative APN	`1110265`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,991 sqft Gross Area
1st Floor Area	1,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Logs
Construction Type	Frame
Lot Area	1,209,661 sqft (27.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	546 sqft
Pole Barn	2,880 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1110265
Street Address	6341 PINEHURST RD
City	COTTON
State	MN
Zip	55724-8207
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOT 7 EX PART PLATTED AS BLACKBURN 4THADD AND EX NLY 325 FT LYING W OF WATERHEN ROAD SERIAL #
Legal Range	16W
Legal Township	55N
Legal Section	34
Legal Subdivision	ELLSBURG TOWN OF
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELLSBURG
Census Block Group	2
Census Block	2080
Census Tract	11402

Owner

6341 Pinehurst Rd, a residential property, is owned by an individual who bought it in November 2006.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3743 EXUMA WAY, NAPLES, FL 34119-1620
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Jan 2, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Aug 30, 2018	Warranty Deed, Transfer NATIONAL TITLE-DULUTH INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2006 · Amount on File
Deed Sale	Nov 22, 2006 · Amount on File
Deed Document Number	2006827819
Prior Transfer Date	Oct 28, 2002
Prior Transfer Doc	0000738220
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6341 PINEHURST RD, COTTON, MN 55724-8207
Document Number	00T1025262
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6341 PINEHURST RD COTTON MN 557248207, COTTON, MN 55724-8207

Mortgage

Document Number	00T1025262
Date	Jul 1, 2020
Instrument	T1025262

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6341 PINEHURST RD, COTTON, MN 55724-8207
Document Number	00T1019599
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6341 PINEHURST RD COTTON MN 557248207, COTTON, MN 55724-8207

Mortgage

Document Number	00T1019599
Date	Jan 15, 2020
Instrument	T1019599

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 30, 2018
Property Address	6341 PINEHURST RD, COTTON, MN 55724-8207
Document Number	00A1339710
Instrument Date	Aug 24, 2018
Instrument	A1339710
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	NATIONAL TITLE-DULUTH INC

Transaction

Amount	Amount on Record
Tax	$105.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6341 PINEHURST RD COTTON MN 557248207, COTTON, MN 55724-8207

Tax Assessment & Valuation

The 2026 property tax bill for 6341 Pinehurst Rd was $8,924, up 13.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Ellsburg Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,924.00 (+13.68%)
2025	$7,850.00 (+9.82%)	$823,800 (+9.71%) Land $87,400 Building $736,400	$823,800 (+9.71%) Land $87,400 Building $736,400
2024	$7,148.00	$750,900 Land $80,200 Building $670,700	$750,900 Land $80,200 Building $670,700
2022		$524,600 Land $97,200 Building $427,400	$524,600 Land $97,200 Building $427,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6341 Pinehurst Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6341 Pinehurst Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Arvig DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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