6340 Sagewood Ln, Sebring, FL 33876 Property Records

Highlands County property record for 6340 Sagewood Ln, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 2005
Lot Size	0.361 acres (15,755 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2022)
Tax Bill	$2,966 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-060-00A0-0060`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-060-00A0-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,977 sqft Living Area
1st Floor Area	1,692 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,755 sqft (0.361 acres)
Garage Type	Finished
Garage Area	386 sqft
Driveway	Driveway
Driveway Area	608 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Patio Area	20 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6340 SAGEWOOD LN
City	SEBRING
State	FL
Zip	33876-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE VI PB 10 PG 21 LOT 6 BLK A
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 06
Legal Block	A
Legal Lot Number	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4012
Census Tract	961000

Owner

6340 Sagewood Ln is owned and occupied by an individual who bought it in April 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6340 SAGEWOOD LN, SEBRING, FL 33876-6308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 27, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Document Number	2086138
Deed Book / Page	2895 / 1137
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 4, 2022
Property Address	6340 SAGEWOOD LN, SEBRING, FL 33876-6308
Document Number	0002086138
Book / Page	2895 / 1137
Map Reference	MB 10 PG 21
Instrument Date	Mar 19, 2022
Instrument	2086138
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	GOLDEN RULE TITLE LLC, GOLDEN RULE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5132 SAUNDERSVILLE RD, 5132, OLD HICKORY, TN 37138-1137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6340 SAGEWOOD LN, SEBRING, FL 33876-6308

Mortgage

Document Number	0028951141
Date	Apr 4, 2022
Instrument	2895/1141

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6340 SAGEWOOD LN, SEBRING, FL 33876-6308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001964273
Date	Nov 18, 2019
Book Page	2723/1773
Instrument	1964273

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 27, 2018
Property Address	6340 SAGEWOOD LN, SEBRING, FL 33876-6308
Document Number	0001912734
Book / Page	002657 / 001322
Instrument Date	Sep 21, 2018
Instrument	1912734
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6340 SAGEWOOD LN SEBRING FL 338766308, SEBRING, FL 33876-6308

Mortgage

Document Number	1912735
Date	Sep 27, 2018
Book Page	002657/001324
Instrument	1912735

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,422	$232,005 Land $18,500 Building $213,505
2024	$2,966.00 (-0.84%)
2023	$2,991.00 (+2.57%) Homeowner's exemption	$214,127 (+21.14%) Land $16,500 Building $197,627	$214,127 (+21.14%) Land $16,500 Building $197,627
2022	$2,916.00	$176,765 Land $11,000 Building $165,765	$176,765 Land $11,000 Building $165,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6340 Sagewood Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6340 Sagewood Ln is moderate, ranking above 47% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect.

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