6340 N Sail Pt, Hernando, FL 34442 Property Records

Citrus County property record for 6340 N Sail Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1977
Lot Size	0.296 acres (12,911 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2018)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2025 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`19E-17S-36-0030-00120-0130`

Property Details

APN / Parcel Number

Primary APN	`19E-17S-36-0030-00120-0130`
Alternative APNs	`3617S19E0030001200130` `1584841`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,188 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	12,911 sqft (0.296 acres)
Lot Dimensions	116 ft deep x 148 ft wide
View / Lot	Canal Front
Garage Type	Detached
Garage Area	440 sqft
Porch	Enclosed Porch
Porch Area	528 sqft
Utility Building	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1584841
Street Address	6340 N SAIL PT
City	HERNANDO
State	FL
Zip	34442-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	RIVER LAKES MANOR UNIT 3 LOT 13 BLK 12 PB 4 PG 47
Legal Range	19E
Legal Township	18S
Legal Section	01
Legal Subdivision	RIVER LAKES MANOR UNIT 3
Legal Block	12
Legal Lot Number	13
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1024
Census Tract	450800

Owner

6340 N Sail Pt is owned and occupied by two individuals who acquired it in July 2026.

Source: Citrus County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6340 N SAIL PT, HERNANDO, FL 34442-2233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 4, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Feb 1, 1989 · Amount on File
Deed Document Number	201835261
Deed Book / Page	2913 / 828
Last Transfer Date	Jul 1, 2026
Transfer Doc	0000039783
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 6, 2026
Property Address	6340 N SAIL PT, HERNANDO, FL 34442-2233
Document Number	0000039783
Book / Page	3685 / 2302
Instrument Date	Jul 1, 2026
Instrument	202639783
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6340 N SAIL PT, HERNANDO, FL 34442-2233

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Nov 4, 2025
Property Address	6340 N SAIL PT, HERNANDO, FL 34442-2233
Document Number	0036161534
Book / Page	3616 / 1534
Map Reference	MB 4 PG 47
Instrument Date	Oct 29, 2025
Instrument	2025067078
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6340 N SAIL PT, HERNANDO, FL 34442-2233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6340 N SAIL PT, HERNANDO, FL 34442-2233

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Oct 25, 2021
Property Address	6340 N SAIL PT, HERNANDO, FL 34442-2233
Document Number	0032182326
Book / Page	3218 / 2326
Map Reference	MB 4 PG 47
Instrument Date	Jun 22, 2021
Instrument	2021073966
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 LEWIS BLVD SE, SAINT PETERSBURG, FL 33705-4311

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 13, 2018
Property Address	6340 N SAIL PT, HERNANDO, FL 34442-2233
Document Number	0029130828
Book / Page	002913 / 000828
Instrument Date	Jul 11, 2018
Instrument	35261
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE SERVICES CITRUS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6340 N SAIL PT HERNANDO FL 344422233, HERNANDO, FL 34442-2233

Mortgage

Document Number	29130829
Date	Jul 13, 2018
Book Page	002913/000829
Instrument	35262

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 6340 N Sail Pt was $2,710, down 4.1% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,710.00 (-4.14%)	$168,576 (-6.09%) Land $11,730 Building $156,846	$168,576 (-6.09%) Land $11,730 Building $156,846
2024	$2,827.00 (+4.9%)	$179,516 (+6.21%) Land $11,730 Building $167,786	$179,516 (+6.21%) Land $11,730 Building $167,786
2023	$2,695.00 (+0.34%)	$169,023 (-3.33%) Land $11,730 Building $157,293	$169,023 (-3.33%) Land $11,730 Building $157,293
2022	$2,686.00 Additional exemption filed	$174,838 Land $10,450 Building $164,388	$174,838 Land $10,450 Building $164,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6340 N Sail Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	41.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	66 (1997–2024)
Claims Outside the SFHA	2 of 66
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 9 claims Hurricane Frances, Oct 2004 · 27 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6340 N Sail Pt is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Sail Pt

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures