Polk County property record for 6340 Ashley Dr, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,981 sqft · built 2002 |
| Lot Size | 0.729 acres (31,755 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,900 (Sep 2020) |
| Tax Bill | $5,761 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-22-287524-000110 |
| Primary APN | 24-29-22-287524-000110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,981 sqft Living Area |
| Gross Area | 3,487 sqft |
| 1st Floor Area | 2,981 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 31,755 sqft (0.729 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 359 sqft |
| Patio Area | 192 sqft |
| Street Address | 6340 ASHLEY DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-4468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PB 114 PGS 11 & 12 LOT 11 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 22 |
| Legal Subdivision | ASHLEY |
| Legal Tract | 287524 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11838 |
6340 Ashley Dr is owned and occupied by two individuals who bought it in September 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6340 ASHLEY DR, LAKELAND, FL 33813-4468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2020 | Warranty Deed, Transfer · VA Mortgage USAA |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN LIBERTY MTG INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | May 30, 2018 · Amount on File |
| Deed Document Number | 2020182432 |
| Deed Book / Page | 11361 / 1301 |
| Transfer Doc | 5211001895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 2, 2020 |
| Property Address | 6340 ASHLEY DR, LAKELAND, FL 33813-4468 |
| Document Number | 0113611301 |
| Book / Page | 011361 / 001301 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 182432 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | SWAN CITY TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,149.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3023 FLETCHER AVE LAKELAND FL 338037364, LAKELAND, FL 33803-7364 |
| Document Number | 113611303 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 011361/001303 |
| Instrument | 182433 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 30, 2018 |
| Property Address | 6340 ASHLEY DR, LAKELAND, FL 33813-4468 |
| Document Number | 0104991685 |
| Book / Page | 010499 / 001685 |
| Instrument Date | May 23, 2018 |
| Instrument | 114734 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6340 ASHLEY DR LAKELAND FL 338134468, LAKELAND, FL 33813-4468 |
| Document Number | 104991686 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 010499/001686 |
| Instrument | 114735 |
| Name | AMERICAN LIBERTY MTG INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2048 |
The 2025 property tax bill for 6340 Ashley Dr was $5,761 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,906 (-1.02%) Land $94,000 Building $386,906 | $480,906 (-1.02%) Land $94,000 Building $386,906 | |
| 2025 | $5,761.00 Homeowner's exemption | $485,846 Land $94,000 Building $391,846 | $485,846 Land $94,000 Building $391,846 |
| 2023 | $6,539.00 (+10.31%) | $495,675 (+13.04%) Land $92,000 Building $403,675 | $495,675 (+13.04%) Land $92,000 Building $403,675 |
| 2022 | $5,928.00 | $438,492 Land $88,000 Building $350,492 | $438,492 Land $88,000 Building $350,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6340 Ashley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6340 Ashley Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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