634 Windy Hill Rd, Central, SC 29630 Property Records

Pickens County property record for 634 Windy Hill Rd, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,465 sqft · built 1986
Owner	Individual Name on File
Last Sale	$133,900 (Jul 2018)
Tax Bill	$679 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4046-00-99-0192`

Property Details

APN / Parcel Number

Primary APN	`4046-00-99-0192`
Alternative APN	`R0040797`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,465 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Carport Area	329 sqft
Parking Spaces	329 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0040797
Old Parcel Number	4046 00 99 0192
Street Address	634 WINDY HILL RD
City	CENTRAL
State	SC
Zip	29630-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER TRACT LOT 1 PLAT 30/311
Legal Subdivision	DEER TRACT
Legal Block	99
Legal Lot Number	1
Jurisdiction	PICKENS SC
Township / Civil Division	CLEMSON
Census Block Group	1
Census Block	1014
Census Tract	11204

Owner

634 Windy Hill Rd is owned and occupied by an individual who bought it in July 2018.

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	634 WINDY HILL RD, CENTRAL, SC 29630-9416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Deed Document Number	201809937
Deed Book / Page	1971 / 203
Record Updated	Jun 8, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Jul 16, 2018
Property Address	634 WINDY HILL RD, CENTRAL, SC 29630-9416
Document Number	0000009937
Book / Page	1971 / 203
Map Reference	MB30 PG311
Instrument Date	Jul 12, 2018
Instrument	201809937
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 WINDY HILL RD, CENTRAL, SC 29630-9416

Mortgage

Document Number	0000009938
Date	Jul 16, 2018
Instrument	201809938

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 634 Windy Hill Rd was $679, up 5.6% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$679.00 (+5.6%)	$6,160 (+14.93%) Land $830 Building $5,330	$211,600 (+58.03%) Land $28,400 Building $183,200
2024	$643.00 (+1.42%)	$5,360 (-) Land $720 Building $4,640	$133,900 (-) Land $18,000 Building $115,900
2023	$634.00 (-1.86%)	$5,360 (-) Land $720 Building $4,640	$133,900 (-) Land $18,000 Building $115,900
2022	$646.00	$5,360 Land $720 Building $4,640	$133,900 Land $18,000 Building $115,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 634 Windy Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Windy Hill Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20