634 Willow Rd, Lancaster, PA 17601 Property Records

Lancaster County property record for 634 Willow Rd, Lancaster, PA 17601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,994 sqft · built 1967
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Tax Bill$3,772 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN310-20395-0-0000

Property Details

APN / Parcel Number

Primary APN310-20395-0-0000
Alternative APN
  • 31012L2 1 1

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,994 sqft Living Area
Gross Area2,932 sqft
1st Floor Area1,525 sqft
Upper Floors Area235 sqft
Basement Area938 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)

Exterior Amenities

PorchOpen Porch
Porch Area52 sqft
Deck Area420 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Heating SystemGravity Furnace
Heating FuelCoal
SewerSeptic
Water SourceWell

Location & Zoning

Street Address634 WILLOW RD
CityLANCASTER
StatePA
Zip17601-5718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description634 WILLOW RD
Legal Lot Number1
JurisdictionLANCASTER PA
Township / Civil DivisionEAST LAMPETER
Census Block Group4
Census Block4005
Census Tract13203

Owner

634 Willow Rd is owned and occupied by two individuals.

Source: Lancaster County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address634 WILLOW RD, LANCASTER, PA 17601-5718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage
BANK OF BIRD IN HAND
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF BIRD IN HAND

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address634 WILLOW RD, LANCASTER, PA 17601-5718
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 WILLOW RD, LANCASTER, PA 17601-5718

Mortgage

Document Number0006664647
DateFeb 16, 2022
Instrument6664647
Lender
NameBANK OF BIRD IN HAND
TypeBank
AddressBLUE BALL, PA 17506
Agreement
AmountAmount on Record

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address634 WILLOW RD, LANCASTER, PA 17601-5718
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 WILLOW RD, LANCASTER, PA 17601-5718

Mortgage

Document Number0006664643
DateFeb 16, 2022
Instrument6664643
Lender
NameBANK OF BIRD IN HAND
TypeBank
AddressBIRD IN HAND, PA 17505
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 634 Willow Rd was $3,772 with a homeowner's exemption, up 2.4% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
County SubdivisionEast Lampeter Township
Unified School DistrictConestoga Valley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$182,000 Land $57,100 Building $124,900$182,000 Land $57,100 Building $124,900
2025$3,772.00 (+2.39%)
2024$3,684.00$182,000 Land $57,100 Building $124,900
2018$182,000 Land $57,100 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 634 Willow Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims7 (2011–2021)
Most Recent ClaimSep 2021 · river or lake flooding
Claims by Event
  • Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Willow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LANCASTER
serves 120,000 people · EPA ID PA7360058
Water SourceSurface water
Last State InspectionApr 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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