634 Valley Brook Ln, Wabash, IN 46992 Property Records

Wabash County property record for 634 Valley Brook Ln, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,669 sqft · built 1958
Lot Size	0.416 acres (18,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,175 (Nov 2025)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-40-111-029.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-40-111-029.000-009`
Alternative APNs	`00038546100` `0120270800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,669 sqft Living Area
1st Floor Area	1,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1963
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	18,125 sqft (0.416 acres)
Lot Dimensions	145 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00038546100
Street Address	634 VALLEY BROOK LN
City	WABASH
State	IN
Zip	46992-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY BROOK LOT 6
Legal Subdivision	VALLEY BROOK ADD
Legal Lot Number	6
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1006
Census Tract	102700

Owner

Source: Wabash County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 VALLEY BROOK LN, WABASH, IN 46992-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 26, 2017	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 4, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Nov 12, 2025	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage NCL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	2025490066
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	634 VALLEY BROOK LN, WABASH, IN 46992-2026
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	ALL STAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R446441
Date	Jan 12, 2017
Instrument	2017R446441

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	634 VALLEY BROOK LN, WABASH, IN 46992-2026
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R450307
Date	Oct 26, 2017
Instrument	2017R450307

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year CMT
Max Rate	7.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	634 VALLEY BROOK LN, WABASH, IN 46992-2026
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R459132
Date	Sep 20, 2019
Instrument	2019R459132

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	634 VALLEY BROOK LN, WABASH, IN 46992-2026
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R463500
Date	Aug 4, 2020
Instrument	2020R463500

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Nov 12, 2025
Property Address	634 VALLEY BROOK LN, WABASH, IN 46992-2026
Document Number	2025R490066
Instrument Date	Nov 10, 2025
Instrument	2025R490066
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 VALLEY BROOK LN, WABASH, IN 46992-2026

Mortgage

Document Number	2025R490067
Date	Nov 12, 2025
Instrument	2025R490067

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Mar 21, 2023
Property Address	634 VALLEY BROOK LN, WABASH, IN 46992-2026
Document Number	2023R478127
Instrument Date	Mar 20, 2023
Instrument	2023R478127
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 VALLEY BROOK LN, WABASH, IN 46992-2026

Mortgage

Document Number	2022R478128
Date	Mar 21, 2023
Instrument	2022R478128

Lender

Name	NCL LLC
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,116.00 (+9.47%) Homeowner's exemption	$232,500 (+20.28%) Land $38,000 Building $194,500	$232,500 (+20.28%) Land $38,000 Building $194,500
2024	$1,933.00 (+42.03%) Homeowner's exemption	$193,300 (+1.79%) Land $38,000 Building $155,300	$193,300 (+1.79%) Land $38,000 Building $155,300
2023		$189,900 (+13.44%) Land $38,000 Building $151,900	$189,900 (+13.44%) Land $38,000 Building $151,900
2022	$1,361.00	$167,400 Land $28,100 Building $139,300	$167,400 Land $28,100 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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