634 State Rte 143, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 634 State Rte 143, Westerlo, NY 12193 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1983
Square Footage	1,050 sqft Living Area
Lot Size	76,230 sqft (1.75 acres)
Occupancy	Owner Occupied
Last Sale	$15,000 (2009)
Tax Bill	$2,860.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013800 139.9-2-2`
Alternative APNs	`380013900900020020000000` `13900900020020000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,050 sqft Living Area
1st Floor	1,050 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Other Style
Exterior Material	Wood Exterior
Lot Area	76,230 sqft (1.75 acres)
Lot Depth	241 ft Depth
Parking Spaces	5 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,456 sqft Garage
Pool Type	Above-Ground Pool Pool Type
Porch Area	48 sqft Porch
Canopy Area	150 sqft Canopy

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	13900900020020000000
Street Address	634 STATE ROUTE 143
City	WESTERLO
State	NY
Zip	12193-2219
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Minor Civil Division	WESTERLO
Census Blockgroup	1
Census Block	1040
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 139.9-2-2

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	634 STATE ROUTE 143, WESTERLO, NY 12193-2219
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2009 · Amount on Record
Deed Sale	May 07, 2009 · Amount on Record
Deed Doc Number	200910405369
Deed Book / Page	2948 / 730
Prior Transfer Date	Feb 10, 2009
Prior Transfer Doc	0029480733
Record Refreshed	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	634 STATE ROUTE 143, WESTERLO, NY 12193-2219
Document Number	0000020762
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 06, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	634 STATE ROUTE 143 WESTERLO NY 121932219, WESTERLO, NY 12193-2219

Mortgage

Document Number	0000020762
Date	Aug 29, 2017
Instrument	20762

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Aug 28, 2029

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00 (+4.57%)	$1,400 (-) Land $250 Building $1,150	$241,379 (+10.32%) Land $43,103 Building $198,276
2023		$1,400 (-) Land $250 Building $1,150	$218,800 (+17.21%) Land $39,071 Building $179,729
2022		$1,400 Land $250 Building $1,150	$186,667 Land $33,333 Building $153,334
2021	$2,735.00

Flood & Wildfire

634 State Rte 143 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albany County (36001C), updated March 6, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.