634 Silver Ridge Dr, Murphy (Plano), TX 75094 Property Records

Collin County property record for 634 Silver Ridge Dr, Murphy, TX 75094

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,164 sqft · built 2010
Owner2 Individual Names on Record
Tax Bill$9,705 (2024)
Deeds & MortgagesJan 2021 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR-8896-00K-0090-1

Property Details

APN / Parcel Number

Primary APNR-8896-00K-0090-1
Alternative APN
  • 2588852

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,164 sqft Living Area
Gross Area3,766 sqft
2nd Floor Area1,208 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Garage TypeAttached
Garage Area602 sqft
Parking Spaces2 Parking Spaces
Pool Area300 sqft
PorchCovered Porch
Porch Area383 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2588852
Street Address634 SILVER RIDGE DR
CityMURPHY
StateTX
Zip75094-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGABLES AT NORTH HILL PHASE 2A (CMR), BLK K, LOT 9
Legal SubdivisionGABLES AT NORTH HILL PHASE 2A (CMR)
Legal Phase2A
Legal BlockK
Legal Lot Number9
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group1
Census Block1035
Census Tract31329

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address634 SILVER RIDGE DR, MURPHY, TX 75094-2611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Sep 27, 2019Warranty Deed, Transfer
FIRST RATE FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2021
Deed SaleJan 12, 2021
Prior SaleSep 27, 2019
Deed Document Number20210112000068360
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateJan 12, 2021
Property Address634 SILVER RIDGE DR, MURPHY, TX 75094-2611
Document Number0000068360
Instrument DateJan 8, 2021
Instrument68360
Transaction TypeTransfer
Record UpdatedJan 28, 2021
Title CompanyFAIR TX TITLE COMPANY, FAIR TX TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address634 SILVER RIDGE DR MURPHY TX 750942611, MURPHY, TX 75094-2611

Mortgage

Document Number68370
DateJan 12, 2021
Instrument68370
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateSep 27, 2019
Property Address634 SILVER RIDGE DR, MURPHY, TX 75094-2611
Document Number0001206020
Instrument DateSep 26, 2019
Instrument1206020
Transaction TypeTransfer
Record UpdatedOct 16, 2019
Title CompanyFAIR TX TITLE COMPANY, FAIR TX TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address634 SILVER RIDGE DR MURPHY TX 750942611, MURPHY, TX 75094-2611

Mortgage

Document Number1206030
DateSep 27, 2019
Instrument1206030
Lender
NameFIRST RATE FIN'L
TypeFunding / Finance Company
AddressFRISCO, TX 75035
Agreement
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMurphy City
Unified School DistrictWylie Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$615,542 (-2.69%) Land $150,000 Building $465,542$615,542 (-2.69%) Land $150,000 Building $465,542
2024$9,705.00 (-14.65%)
2023$632,561 Land $160,000 Building $472,561$632,561 Land $160,000 Building $472,561
2022$11,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MURPHY
serves 21,082 people · EPA ID TX0430042
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionNov 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: 360 Broadband, Astound Broadband, Hotwire Communications, Verizon.

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