Harford County property record for 634 Shore Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,240 sqft · built 1969 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Mar 2022) |
| Tax Bill | $1,902 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-144111 |
| Primary APN | 01-144111 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Total Area |
| Utility Area | 70 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 140 ft deep x 20 ft wide |
| Porch | Slab |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 144111 |
|---|---|
| Street Address | 634 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4531 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 46 BK 26 20X140 634 SHORE DRIVE RUMSEY ISLAND PT 21/36 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 26 |
| Legal Lot Number | 46 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 301401 |
634 Shore Dr, a townhouse, is owned and occupied by an individual who bought it in March 2022.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 634 SHORE DR, JOPPA, MD 21085-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA |
| Mar 18, 2022 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 6, 2017 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on File |
| Deed Sale | Mar 18, 2022 · Amount on File |
| Prior Sale | Oct 6, 2017 · Amount on File |
| Deed Book / Page | 15421 / 196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 634 SHORE DR, JOPPA, MD 21085-4531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0123260208 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 12326/0208 |
| Instrument | 12326-0208 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 18, 2022 |
| Property Address | 634 SHORE DR, JOPPA, MD 21085-4531 |
| Document Number | 0154210196 |
| Book / Page | 15421 / 196 |
| Map Reference | MB 21 PG 36 |
| Instrument Date | Feb 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2128 HAMPTON CT, FALLSTON, MD 21047-2021 |
| Document Number | 0015421203 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 15421/203 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 6, 2017 |
| Property Address | 634 SHORE DR, JOPPA, MD 21085-4531 |
| Document Number | 0125440422 |
| Book / Page | 12544 / 0422 |
| Map Reference | LB GRG21 FO36 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 12544-0422 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,636.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 634 SHORE DR, JOPPA, MD 21085-4531 |
| Document Number | 125440429 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 12544-0429 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 634 Shore Dr was $1,902, up 23.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,902.00 (+23.11%) | $174,533 | $190,900 Land $46,000 Building $144,900 |
| 2025 | $1,545.00 | ||
| 2023 | $137,400 | $141,800 Land $46,000 Building $95,800 | |
| 2022 | $1,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 634 Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 634 Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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