634 Secor Rd, Toledo, OH 43607 Property Records

Lucas County property record for 634 Secor Rd, Toledo, OH 43607

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,150 sqft · built 1942
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (Jul 2021)
Tax Bill	$1,652 (2024)
Deeds & Mortgages	Mar 2022 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-88827`

Property Details

APN / Parcel Number

Primary APN	`20-88827`
Alternative APN	`05495019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	1,734 sqft
1st Floor Area	728 sqft
2nd Floor Area	422 sqft
Basement Area	584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Metal
Foundation Type	No Foundation
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
View / Lot	Secondary
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	634 SECOR RD
City	TOLEDO
State	OH
Zip	43607-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	SECOR GARDENS LOT 59 N 60 FT
Legal Subdivision	SECOR GARDENS
Legal Tract	66
Legal Lot Number	59
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1011
Census Tract	6600

Owner

634 Secor Rd is owned and occupied by an individual who acquired it in March 2022.

Source: Lucas County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	634 SECOR RD, TOLEDO, OH 43607-2851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Intrafamily Transfer, Transfer
Jul 2, 2021	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CROP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Feb 12, 2002 · Amount on File
Deed Document Number	202133576
Last Transfer Date	Mar 2, 2022
Transfer Doc	0000011106
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Mar 8, 2022
Property Address	634 SECOR RD, TOLEDO, OH 43607-2851
Document Number	0000011106
Map Reference	VOL 33 PG 35
Instrument Date	Mar 2, 2022
Instrument	202203080011106
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	634 SECOR RD, TOLEDO, OH 43607-2851

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 2, 2021
Property Address	634 SECOR RD, TOLEDO, OH 43607-2851
Document Number	0000033576
Map Reference	VOL 33 PG 35
Instrument Date	Jun 25, 2021
Instrument	202107020033576
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 SECOR RD, TOLEDO, OH 43607-2851

Mortgage

Document Number	0000033577
Date	Jul 2, 2021
Instrument	202107020033577

Lender

Name	UNION HOME MORTGAGE CROP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,050 (-) Land $6,055 Building $22,995	$83,000 (-) Land $17,300 Building $65,700
2024	$1,652.00 (+8.54%)	$29,050 (+33.01%) Land $6,055 Building $22,995	$83,000 Land $17,300 Building $65,700
2023	$1,522.00 (+1.26%)	$21,840 (-) Land $3,815 Building $18,025
2022	$1,503.00 Homeowner's exemption	$21,840 Land $3,815 Building $18,025
2021			$62,400 Land $10,900 Building $51,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 634 Secor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Secor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Verizon.

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