634 Sara Dr, Centralia, IL 62801 Property Records

Marion County property record for 634 Sara Dr, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Details1,624 sqft · built 1960
Lot Size0.251 acres (10,972 sqft)
OwnerIndividual Name on File
Last Sale$154,900 (Aug 2023)
Tax Bill$1,811 (2022)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1400074215

Property Details

APN / Parcel Number

Primary APN1400074215

Interior

Building Area1,624 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area10,972 sqft (0.251 acres)

Location & Zoning

Street Address634 SARA DR
CityCENTRALIA
StateIL
Zip62801-4439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHOMAS PLACE N 40FT LOT 18 & S 50FT LOT 19 BLK 1
Legal SubdivisionTHOMAS PLAY
Legal Block1
Legal Lot Number18,19
JurisdictionMARION IL
Township / Civil DivisionCENTRALIA
Census Block Group3
Census Block3012
Census Tract952400

Owner

634 Sara Dr is owned and occupied by an individual who bought it in August 2023.

Source: Marion County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address634 SARA DR, CENTRALIA, IL 62801-4439
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Warranty Deed, Transfer · VA Mortgage
DELMAR FINANCIAL CO
Jan 5, 2018Deed of Trust, Mortgage · FHA Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2023 · Amount on File
Deed SaleAug 30, 2023 · Amount on File
Deed Document Number20233493
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateAug 30, 2023
Property Address634 SARA DR, CENTRALIA, IL 62801-4439
Document Number2023R03493
Map ReferenceMB 3 PG 90
Instrument DateAug 25, 2023
Instrument2023R03493
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyACCOMMODATION

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1242 ORCHARD VILLAGE LN, MANCHESTER, MO 63021-5425

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 SARA DR, CENTRALIA, IL 62801-4439
InvestorPossibly a Property Investor

Mortgage

Document Number2023R03494
DateAug 30, 2023
Instrument2023R03494
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate6%

Mortgage

Document Number2023R03495
DateAug 30, 2023
Instrument2023R03495
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term61 Months
DueSep 1, 2028

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address634 SARA DR, CENTRALIA, IL 62801-4439
Transaction TypeMortgage
Record UpdatedJan 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2018R00099
DateJan 5, 2018
Instrument2018R00099
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2038
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionCentralia Township
MunicipalityCentralia City
Elementary School DistrictCentralia School District 135 (PK - 08)
Secondary School DistrictCentralia High School District 200 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$33,710 (+12.03%) Land $4,440 Building $29,270$101,130 (+12.03%) Land $13,320 Building $87,810
2024$30,090 Land $3,960 Building $26,130$90,270 Land $11,880 Building $78,390
2022$1,811.00 Homeowner's exemption$25,560 Land $3,360 Building $22,200$76,680 Land $10,080 Building $66,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 634 Sara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 634 Sara Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRALIA
serves 12,182 people · EPA ID IL1214220
Water SourceSurface water
Last State InspectionNov 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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