634 Sand Ridge Rd, Hubert, NC 28539 Property Records

Onslow County property record for 634 Sand Ridge Rd, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 1988
Lot Size	0.351 acres (15,298 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Sep 2006)
Tax Bill	$1,069 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1308E-106`

Property Details

APN / Parcel Number

Primary APN	`1308E-106`
Alternative APNs	`475754000` `038682`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,298 sqft (0.351 acres)
Lot Dimensions	180 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	475754000
Street Address	634 SAND RIDGE RD
City	HUBERT
State	NC
Zip	28539-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L3 S1 QUEENS CREEK NORTH
Legal Subdivision	QUEENS CREEK NORTH SEC 1
Legal Lot Number	3
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2802

Owner

634 Sand Ridge Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	634 SAND RIDGE RD, HUBERT, NC 28539-3502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2006 · Amount on File
Deed Sale	Sep 11, 2006 · Amount on File
Deed Book / Page	2729 / 399
Last Transfer Date	Aug 3, 2021
Transfer Doc	0055390265
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	Jun 1, 2026
Property Address	634 SAND RIDGE RD, HUBERT, NC 28539-3502
Document Number	6604000337
Book / Page	6604 / 337
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 SAND RIDGE RD, HUBERT, NC 28539-3502

Mortgage

Document Number	6604000337,
Date	Jun 1, 2026
Book Page	6604/337

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Aug 10, 2021
Property Address	634 SANDRIDGE RD, HUBERT, NC 28539-3502
Document Number	0055390265
Book / Page	5539 / 265
Map Reference	MB 24 PG 44
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5021 AVE MT, 5021, MARRERO, LA 70072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 SANDRIDGE RD, HUBERT, NC 28539-3502

Mortgage

Document Number	0005539270
Date	Aug 10, 2021
Instrument	5539/270

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 634 Sand Ridge Rd was $1,069.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,069.00	$239,386 (+46.61%) Land $60,000 Building $179,386	$239,386 (+46.61%) Land $60,000 Building $179,386
2025	$1,069.00	$163,280 Land $40,000 Building $123,280	$163,280 Land $40,000 Building $123,280
2023	$1,069.00	$163,280 Land $40,000 Building $123,280	$163,280 Land $40,000 Building $123,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 634 Sand Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Sand Ridge Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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