634 S Hackett Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 634 S Hackett Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,596 sqft · built 1952
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Nov 2020)
Tax Bill	$4,516 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-20-426-004`

Property Details

APN / Parcel Number

Primary APN	`8913-20-426-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	904 sqft
Parking Spaces	3 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	634 S HACKETT RD
City	WATERLOO
State	IA
Zip	50701-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HILL SUBDIVISION IN SEC 20 T 89 R 13 WEST OF THE FIFTH PRINCIPAL MERIDIAN LOT 16 EXC E 10 FT
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	FOREST HILL SUBDIVISION
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2040
Census Tract	1503

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	634 S HACKETT RD, WATERLOO, IA 50701-5633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage BERGEN PLUMBING INC
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	20202100009679
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	634 S HACKETT RD, WATERLOO, IA 50701-5633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800011835
Date	Jan 12, 2018
Instrument	2018-00011835

Lender

Name	BERGEN PLUMBING INC
Type	Non-Lending Institution
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount Recorded
Term	335 Months
Due	Dec 1, 2045

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	634 S HACKETT RD, WATERLOO, IA 50701-5633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018605
Date	Apr 27, 2020
Instrument	202000018605

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Apr 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 18, 2020
Property Address	634 S HACKETT RD, WATERLOO, IA 50701-5633
Document Number	202000020099
Instrument Date	May 5, 2020
Instrument	202000020099
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 S HACKETT RD, WATERLOO, IA 50701-5633

Mortgage

Document Number	202000020100
Date	May 18, 2020
Instrument	202000020100

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,516.00 Homeowner's exemption	$233,160 (+6.74%) Land $42,000 Building $191,160	$233,160 (+6.74%) Land $42,000 Building $191,160
2024	$4,516.00 (+24%)
2023		$218,430 (+25.05%) Land $42,000 Building $176,430	$218,430 (+25.05%) Land $42,000 Building $176,430
2022	$3,642.00 Homeowner's exemption	$174,670 Land $42,000 Building $132,670
2021			$174,670 Land $42,000 Building $132,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Nextlink.

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