634 S Cholla St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 634 S Cholla St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,846 sqft · built 1993
Lot Size	0.157 acres (6,826 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,500 (Oct 2009)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`302-32-671`

Property Details

APN / Parcel Number

Primary APN	`302-32-671`
Alternative APN	`302326713`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	1,966 sqft
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,826 sqft (0.157 acres)
View / Lot	Commercial/Industrial
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	634 S CHOLLA ST
City	GILBERT
State	AZ
Zip	85233-7354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	PARCEL 3 OF LAGO ESTANCIA LOT 31-90 TR A-E MCR 347-14
Legal Range	5E
Legal Township	1S
Legal Section	13
Legal Subdivision	PARCEL 3 OF LAGO ESTANCIA LOT 31-90 TR A
Legal Lot Number	38
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	422403

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 S CHOLLA ST, GILBERT, AZ 85233-7354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2009 · Amount on Record
Deed Sale	Oct 30, 2009 · Amount on Record
Prior Sale	Jul 2, 2009 · Amount on Record
Deed Document Number	20091009306
Last Transfer Date	Aug 28, 2020
Transfer Doc	0000897069
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 23, 2020
Property Address	634 S CHOLLA ST, GILBERT, AZ 85233-7354
Document Number	0000897069
Map Reference	MB 347 PG 14
Instrument Date	Aug 28, 2020
Instrument	20200897069
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	634 S CHOLLA ST, GILBERT, AZ 85233-7354

Mortgage

Document Number	0000897070
Date	Sep 23, 2020
Instrument	20200897070

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	634 S CHOLLA ST, GILBERT, AZ 85233-7354
Document Number	0000604279
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 S CHOLLA ST GILBERT AZ 852337354, GILBERT, AZ 85233-7354

Mortgage

Document Number	0000604279
Date	Aug 16, 2017
Instrument	604279

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,730 (+72.29%)	$507,300 (+9.33%) Land $101,400 Building $405,900
2025	$2,233.00 (+3.19%)	$29,444 (-40.65%)	$464,000 (-6.47%) Land $92,800 Building $371,200
2024		$49,610	$496,100 Land $99,200 Building $396,900
2023	$2,164.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, WeLink Communications.

Nearby Properties on S Cholla St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures