634 Rte 22b, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 634 Rte 22b, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,189 sqft · built 2018
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Dec 2016)
Tax Bill	$11,123 (2026)
Deeds & Mortgages	Aug 2022 Refinance Apr 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094000 256.-5-33.1`

Property Details

APN / Parcel Number

Primary APN	`094000 256.-5-33.1`
Alternative APN	`400025600000050330010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,189 sqft Living Area
1st Floor Area	2,509 sqft
Upper Floors Area	473 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	148,975 sqft (3.42 acres)
Garage Type	Mixed
Garage Area	1,640 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	481 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	634 ROUTE 22B
City	PERU
State	NY
Zip	12972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAT NEWCOMB
Legal Block	5
Legal Lot Number	33.001
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	1
Census Block	1009
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 ROUTE 22B, PERU, NY 12972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DANNEMORA FEDERAL CREDIT UNION
Apr 19, 2023	Warranty Deed, Transfer · Stand-Alone Refinance DANNEMORA FEDERAL CREDIT UNION
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DANNEMORA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2016 · Amount on Record
Deed Sale	Dec 29, 2016 · Amount on Record
Prior Sale	Feb 24, 2006 · Amount on Record
Deed Book / Page	20162 / 84006
Last Transfer Date	Apr 13, 2023
Transfer Doc	0000330865
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	634 ROUTE 22B, PERU, NY 12972
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326549
Date	Aug 15, 2022
Instrument	20220-00326549

Lender

Name	DANNEMORA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Apr 19, 2023
Property Address	634 ROUTE 22B, PERU, NY 12972
Document Number	0000330865
Instrument Date	Apr 13, 2023
Instrument	20230-00330865
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	634 ROUTE 22B, PERU, NY 12972

Mortgage

Document Number	0000330866
Date	Apr 19, 2023
Instrument	20230-00330866

Lender

Name	DANNEMORA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	634 STATE ROUTE 22B, PERU, NY 12972-5416
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000306724
Date	Mar 17, 2020
Instrument	20200-00306724

Lender

Name	DANNEMORA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,123.00 (+268.8%)
2025	$3,016.00	$543,800 (+29.51%) Land $45,100 Building $498,700	$543,800 (+29.51%) Land $45,100 Building $498,700
2023		$419,900 Land $40,100 Building $379,800	$419,900 Land $40,100 Building $379,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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