634 River Rd, Madison, VA 22727 Property Records

Madison County property record for 634 River Rd, Madison, VA 22727 · Last verified December 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,344 sqft Living Area
Lot Size335,281 sqft (7.69 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2020)
Tax Bill$2,157.00 (2023)

Property Details

APN / Parcel Number

Primary APN40--95F
Alternative APN
  • 5655

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,344 sqft Living Area
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Exterior MaterialVinyl Exterior
Foundation TypeBlock Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area335,281 sqft (7.69 acres)

Exterior Amenities

Shed1 Shed
Deck Area98 sqft Deck
Patio Area98 sqft Patio
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelPropane Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number5655
Old Parcel Number40- -95F
Street Address634 RIVER RD
CityMADISON
StateVA
Zip22727-2868
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIN 200000589 7.697 AC 40-95F OFF RT 636
JurisdictionMADISON VA
Minor Civil DivisionRAPIDAN
Census Blockgroup1
Census Block1002
Census Tract930201

Owner

Source: Madison County records · APN 40--95F

Assessment roll updated January 1, 2023 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address634 RIVER RD, MADISON, VA 22727-2868
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 24, 2020Bargain and Sale Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 24, 2020 · Amount on Record
Deed SaleApr 24, 2020 · Amount on Record
Deed Doc Number0200000589
Record RefreshedJun 07, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON VA
Property Address634 RIVER RD, MADISON, VA 22727-2868
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170000300
DateMar 02, 2017
Instrument170000300
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON VA
Property Address634 RIVER RD, MADISON, VA 22727-2868
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210000861
DateApr 27, 2021
Instrument210000861
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate

April 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMADISON VA
Recording DateApr 24, 2020
Property Address634 RIVER RD, MADISON, VA 22727-2868
Document Number0200000589
Map ReferenceDD 222 PG 691
Instrument DateApr 20, 2020
Instrument200000589
Transaction TypeTransfer
Record UpdatedDec 14, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 RIVER RD, MADISON, VA 22727-2868

Mortgage

Document Number0200000590
DateApr 24, 2020
Instrument200000590
Lender
NameMORTGAGE RESEARCH CENTER LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2023 · Last verified December 2023

Property Jurisdictions

TypeName
StateVirginia
CountyMadison County
Unified School DistrictMadison County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,157.00$291,500 Land $129,000 Building $162,500$291,500 Land $129,000 Building $162,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (51113C), updated April 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

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