634 Ridgewood Dr, Coshocton, OH 43812 Property Records

Coshocton County property record for 634 Ridgewood Dr, Coshocton, OH 43812

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,482 sqft · built 1995
Lot Size0.332 acres (14,449 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Mar 2021)
Tax Bill$4,268 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004692-3

Property Details

APN / Parcel Number

Primary APN004692-3
Alternative APN
  • 0430000618105

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,482 sqft Living Area
Gross Area2,446 sqft
1st Floor Area1,642 sqft
Upper Floors Area840 sqft
Basement Area1,606 sqft
Unfinished Basement312 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area14,449 sqft (0.332 acres)
Lot Dimensions171 ft deep x 85 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area379 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number004692-3
Street Address634 RIDGEWOOD DR
CityCOSHOCTON
StateOH
Zip43812-2746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5013 14450.00 SQ FT (.3317A) THIRD SUTCO HEIGHTS SUBDIVISION DOC 11-4257
Legal SubdivisionSUTCO HEIGHTS S/D
Legal Lot Number5013
JurisdictionCOSHOCTON OH
Township / Civil DivisionCOSHOCTON
Census Block Group1
Census Block1019
Census Tract961700

Owner

634 Ridgewood Dr is owned by two individuals who bought it in March 2021.

Source: Coshocton County records, as of April 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1050 WOODWARD AVE, DETROIT, MI 48226-3573
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 7, 2017Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2021 · Amount on File
Deed SaleMar 22, 2021 · Amount on File
Prior SaleAug 7, 2017 · Amount on File
Deed Document Number20211328
Deed Book / Page783 / 5337
Prior Transfer DateJan 16, 2009
Prior Transfer Doc000486/326
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOSHOCTON OH
Recording DateMar 22, 2021
Property Address634 RIDGEWOOD DR, COSHOCTON, OH 43812-2746
Document Number00783/5337
Book / Page783 / 5337
Map ReferenceVOL 4 PG 84
Instrument DateMar 11, 2021
Instrument202100001328
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanySOUTHERN TITLE, SOUTHERN TITLE OF OHIO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1568 S JEFFERSON AVE, CLEARWATER, FL 33756-2279

Mortgage

Document Number202100001329
DateMar 22, 2021
Instrument202100001329
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOSHOCTON OH
Recording DateAug 7, 2017
Property Address634 RIDGEWOOD DR, COSHOCTON, OH 43812-2746
Document Number000737/951
Book / Page737 / 951
Map ReferenceVOL 4 PG 84
Instrument DateAug 4, 2017
Instrument201700002835
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyPATRIOT TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address634 RIDGEWOOD DR, COSHOCTON, OH 43812-2746

Mortgage

Document Number201700002836
DateAug 7, 2017
Instrument201700002836
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 634 Ridgewood Dr was $4,268.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCoshocton County
MunicipalityCoshocton City
Unified School DistrictCoshocton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,268.00$93,000 Land $13,680 Building $79,320$265,730 Land $39,090 Building $226,640
2023$3,226.00 (-2.8%)$68,216 (-) Land $10,525 Building $57,691
2022$3,319.00$68,216 Land $10,525 Building $57,691
2021$194,900 Land $30,070 Building $164,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 634 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Ridgewood Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSHOCTON PWS
private · serves 14,319 people · EPA ID OH1600012
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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