634 Reading Ct, Lawrenceville, GA 30043 Property Records

Gwinnett County property record for 634 Reading Ct, Lawrenceville, GA 30043

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,202 sqft · built 1995
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$154,900 (Apr 1999)
Tax Bill	$4,162 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7-028-128`

Property Details

APN / Parcel Number

Primary APN	`7-028-128`
Alternative APN	`R7028 128`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
1st Floor Area	941 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Lot Width	100 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	7028128
Street Address	634 READING CT
City	LAWRENCEVILLE
State	GA
Zip	30043-6467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA083
Legal Description	L26 BB OLDE PTREE STATION PH 2
Legal Subdivision	OLDE PTREE STATION
Legal Phase	2
Legal Block	B
Legal Lot Number	26
Jurisdiction	GWINNETT GA
Township / Civil Division	LAWRENCEVILLE
Census Block Group	2
Census Block	2000
Census Tract	50563

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	634 READING CT, LAWRENCEVILLE, GA 30043-6467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 1999 · Amount on Record
Deed Sale	Apr 26, 1999 · Amount on Record
Prior Sale	Sep 28, 1995 · Amount on Record
Deed Document Number	0001824056
Deed Book / Page	18240 / 56
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	634 READING CT, LAWRENCEVILLE, GA 30043-6467
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 READING CT, LAWRENCEVILLE, GA 30043-6467

Mortgage

Document Number	0620550408
Date	Sep 8, 2025
Book Page	0000062055/0000000408

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2046

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	634 READING CT, LAWRENCEVILLE, GA 30043-6467
Document Number	0562320230
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 READING CT LAWRENCEVILLE GA 300436467, LAWRENCEVILLE, GA 30043-6467

Mortgage

Document Number	0562320230
Date	Nov 2, 2018
Book Page	056232/000230

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,162.00 (+22.34%)	$163,880 (+13.58%) Land $26,320 Building $137,560	$409,700 (+13.58%) Land $65,800 Building $343,900
2023	$3,402.00	$144,280 Land $28,000 Building $116,280
2022			$360,700 Land $70,000 Building $290,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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