634 Ramsden Rd, Plano, IL 60545 Property Records

Kendall County property record for 634 Ramsden Rd, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,604 sqft · built 2006
Lot Size	0.311 acres (13,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,500 (Nov 2017)
Tax Bill	$8,479 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-230-021`

Property Details

APN / Parcel Number

Primary APN	`01-21-230-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	1,604 sqft
Basement Area	932 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,554 sqft (0.311 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	634 RAMSDEN RD
City	PLANO
State	IL
Zip	60545-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1522 LAKEWOOD SPRINGS UNIT 6 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	1522
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2003
Census Tract	890502

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 RAMSDEN RD, PLANO, IL 60545-3028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Feb 7, 2022	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK OF CHICAGO
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK/CHICAGO
Nov 6, 2017	Warranty Deed, Transfer NEAR NORTH NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Prior Sale	Apr 7, 2009 · Amount on Record
Deed Document Number	201717613
Last Transfer Date	Jan 29, 2022
Transfer Doc	0000002574
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	634 RAMSDEN RD, PLANO, IL 60545-3028
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001664
Date	Jan 24, 2022
Instrument	202200001664

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Feb 7, 2022
Property Address	634 RAMSDEN RD, PLANO, IL 60545-3028
Document Number	0000002574
Map Reference	DOC 2006-00019121
Instrument Date	Jan 29, 2022
Instrument	202200002574
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	634 RAMSDEN RD, PLANO, IL 60545-3028

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	634 RAMSDEN RD, PLANO, IL 60545-3028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006586
Date	May 15, 2018
Instrument	201800006586

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	634 RAMSDEN RD, PLANO, IL 60545-3028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016726
Date	Sep 1, 2020
Instrument	202000016726

Lender

Name	REPUBLIC BANK OF CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	634 RAMSDEN RD, PLANO, IL 60545-3028
Document Number	0000009890
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 RAMSDEN RD PLANO IL 605453028, PLANO, IL 60545-3028

Mortgage

Document Number	0000009890
Date	Jun 10, 2020
Instrument	9890

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	HINSDALE, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 6, 2017
Property Address	634 RAMSDEN RD, PLANO, IL 60545-3028
Document Number	0000017613
Instrument Date	Oct 10, 2017
Instrument	17613
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	NEAR NORTH NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$146.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 RAMSDEN RD PLANO IL 605453028, PLANO, IL 60545-3028

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,949 (+53.64%) Land $10,918 Building $91,031	$305,847 (+53.64%) Land $32,754 Building $273,093
2024	$8,479.00
2022		$66,356 Land $7,610 Building $58,746	$199,068 Land $22,830 Building $176,238

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Watch TV.

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