634 Point St, Houma, LA 70360 Property Records

Terrebonne Parish property record for 634 Point St, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1953
Lot Size	0.115 acres (5,044 sqft)
Owner	Individual Name on Record
Last Sale	$192,400 (Apr 2022)
Tax Bill	$552 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`19426`

Property Details

APN / Parcel Number

Primary APN	`19426`

Interior

Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	5,044 sqft (0.115 acres)

Location & Zoning

Street Address	634 POINT ST
City	HOUMA
State	LA
Zip	70360-4761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRACTIONAL PART LOT 1 BLOCK 44 POINT ST.
Legal Range	17E
Legal Township	17S
Legal Section	07
Legal Subdivision	POINT STREET
Legal Block	44
Legal Lot Number	1
Jurisdiction	TERREBONNE LA
Township / Civil Division	5
Census Block Group	2
Census Block	2057
Census Tract	902

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	634 POINT ST, HOUMA, LA 70360-4761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2018	Deed of Trust, Mortgage MC B&T CO
Apr 1, 2022	Deed, Transfer · Stand-Alone First Mortgage USA RURAL HOUSING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	20221647543
Deed Book / Page	2666 / 687
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	634 POINT ST, HOUMA, LA 70360-4761
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003015/0000000788
Date	Jul 24, 2018
Book Page	0000003015/0000000788
Instrument	000001563187

Lender

Name	MC B&T CO

Agreement

Amount	Amount Recorded

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Apr 1, 2022
Property Address	634 POINT ST, HOUMA, LA 70360-4761
Document Number	002666/687
Book / Page	2666 / 687
Instrument Date	Mar 25, 2022
Instrument	1647543
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 POINT ST, HOUMA, LA 70360-4761

Mortgage

Document Number	0001647544
Date	Apr 1, 2022
Instrument	1647544

Lender

Name	USA RURAL HOUSING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$552.00 (-1.78%)	$12,210 (-) Land $1,760 Building $10,450	$122,100 (-) Land $17,600 Building $104,500
2024	$562.00 (+11.95%) Homeowner's exemption	$12,210 (+4.99%) Land $1,760 Building $10,450	$122,100 (+4.99%) Land $17,600 Building $104,500
2023	$502.00 (+1.01%) Homeowner's exemption	$11,630 (-) Land $1,680 Building $9,950	$116,300 (-) Land $16,800 Building $99,500
2022	$497.00 Homeowner's exemption	$11,630 Land $1,680 Building $9,950	$116,300 Land $16,800 Building $99,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: REV, Spectrum, T-Mobile.

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