634 Pebble Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 634 Pebble Dr, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,440 sqft · built 2002
Lot Size	0.601 acres (26,223 sqft)
Owner	Individual on Record
Tax Bill	$4,460 (2023)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R0743597`

Property Details

APN / Parcel Number

Primary APN	`R0743597`
Alternative APNs	`07-4078-27-3-09-20-0000` `0000005123`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,440 sqft Living Area
1st Floor Area	2,440 sqft

Exterior

Year Built	Built 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	26,223 sqft (0.601 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	1,420 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000005123
Street Address	634 PEBBLE DR
City	KALISPELL
State	MT
Zip	59901-6622
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CAMELOT EST AMD, S27, T29 N, R21 W, LOT 38, ASSR# 0000005123
Legal Range	21W
Legal Township	29N
Legal Section	27
Legal Quarter	SW
Legal Subdivision	CAMELOT EST AMD
Legal Lot Number	38
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3021
Census Tract	700

Owner

Source: Flathead County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	634 PEBBLE DR, KALISPELL, MT 59901-6622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MONTANA BANK INC
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK
Jan 23, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST MONTANA BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020
Deed Sale	Aug 19, 2020
Prior Sale	Jan 23, 2017
Deed Document Number	202000025634
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	634 PEBBLE DR, KALISPELL, MT 59901-6622
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005118
Date	Feb 25, 2022
Instrument	202200005118

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	634 PEBBLE DR, KALISPELL, MT 59901-6622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005783
Date	Mar 26, 2018
Instrument	201800005783

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	MISSOULA, MT 59802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 19, 2020
Property Address	634 PEBBLE DR, KALISPELL, MT 59901-6622
Document Number	202000025634
Instrument Date	Aug 19, 2020
Instrument	202000025634
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	634 PEBBLE DR, KALISPELL, MT 59901-6622

Mortgage

Document Number	202000025635
Date	Aug 19, 2020
Instrument	202000025635

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 23, 2017
Property Address	634 PEBBLE DR, KALISPELL, MT 59901-6622
Document Number	201700001597
Instrument Date	Jan 20, 2017
Instrument	201700001597
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	634 PEBBLE DR, KALISPELL, MT 59901-6622

Mortgage

Document Number	201700001598
Date	Jan 23, 2017
Instrument	201700001598

Lender

Name	FIRST MONTANA BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Feb 1, 2023

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,460.00	$549,800	$549,800 Land $81,350 Building $468,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: Verizon.

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