634 Par Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 634 Par Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,549 sqft · built 1995
Lot Size	0.637 acres (27,726 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2020)
Tax Bill	$1,385 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55A-179`

Property Details

APN / Parcel Number

Primary APN	`55A-179`
Alternative APNs	`457399000` `050180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,549 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,726 sqft (0.637 acres)
Lot Dimensions	233 ft deep x 119 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	457399000
Street Address	634 PAR DR
City	JACKSONVILLE
State	NC
Zip	28540-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L61 S6 ROCK CREEK
Legal Subdivision	ROCK CREEK SEC VI
Legal Lot Number	61
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1012
Census Tract	205

Owner

634 Par Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	634 PAR DR, JACKSONVILLE, NC 28540-9374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 17, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Apr 16, 2014 · Amount on File
Deed Book / Page	5090 / 753
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	Jun 26, 2026
Property Address	634 PAR DR, JACKSONVILLE, NC 28540-9374
Document Number	6622000563
Book / Page	6622 / 563
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 PAR DR, JACKSONVILLE, NC 28540-9374

Mortgage

Document Number	6622000563,
Date	Jun 26, 2026
Book Page	6622/563

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.51%
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 17, 2020
Property Address	634 PAR DR, JACKSONVILLE, NC 28540-9374
Document Number	0050900753
Book / Page	005090 / 000753
Instrument Date	Jan 10, 2020
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 PAR DR JACKSONVILLE NC 285409374, JACKSONVILLE, NC 28540-9374

Mortgage

Document Number	50900756
Date	Jan 17, 2020
Book Page	005090/000756

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 634 Par Dr was $1,385.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,385.00	$353,059 (+37.66%) Land $60,000 Building $293,059	$353,059 (+37.66%) Land $60,000 Building $293,059
2025	$1,385.00	$256,477 Land $35,000 Building $221,477	$256,477 Land $35,000 Building $221,477
2023	$1,679.00	$256,477 Land $35,000 Building $221,477	$256,477 Land $35,000 Building $221,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 634 Par Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Par Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Par Dr

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