Frederick County property record for 634 N Bentz St, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,440 sqft · built 2018 |
| Lot Size | 0.037 acres (1,613 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $389,900 (Sep 2021) |
| Tax Bill | $6,867 (2023) |
| Deeds & Mortgages | Jun 2018 Second Mortgage Sep 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-462524 |
| Primary APN | 02-462524 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,613 sqft (0.037 acres) |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Deck Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 462524 |
|---|---|
| Street Address | 634 N BENTZ ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4999 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 2 PL 2 SECT 1 1,613 SQ FT NORTH MARKET REVITALIZATION |
| Legal Subdivision | NORTH MARKET REVITALIZATION |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 750100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 634 N BENTZ ST, FREDERICK, MD 21701-4999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TAWANDA TORRES |
| Sep 30, 2021 | Deed, Transfer · Conventional Mortgage MORTGAGE LINK |
| Jun 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Jun 18, 2018 | Grant Deed, Transfer INHOUSE TITLE COMPANY, INHOUSE TITLE CO |
| May 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage DIRECT MTG LN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 0015337140 |
| Deed Book / Page | 15337 / 140 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 634 N BENTZ ST, FREDERICK, MD 21701-4999 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0124940244 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 12494/0244 |
| Name | TAWANDA TORRES |
|---|---|
| Type | Private Party |
| Address | 00000 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 30, 2021 |
| Property Address | 634 N BENTZ ST, FREDERICK, MD 21701-4999 |
| Document Number | 0153370140 |
| Book / Page | 15337 / 140 |
| Map Reference | MB 86 PG 98 |
| Instrument Date | Sep 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,949.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 634 N BENTZ ST, FREDERICK, MD 21701-4999 |
| Document Number | 15337146 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 15337/146 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 634 N BENTZ ST, FREDERICK, MD 21701-4999 |
| Document Number | 0124960260 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 634 N BENTZ ST FREDERICK MD 217014999, FREDERICK, MD 21701-4999 |
| Document Number | 0124960260 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 012496/000260 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | FREDERICK, MD 21701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 18, 2018 |
| Property Address | 634 N BENTZ ST, FREDERICK, MD 21701-4999 |
| Document Number | 0124710450 |
| Book / Page | 012471 / 000450 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | INHOUSE TITLE COMPANY, INHOUSE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $382.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 634 N BENTZ ST FREDERICK MD 217014999, FREDERICK, MD 21701-4999 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 634 N BENTZ ST, FREDERICK, MD 21701-4999 |
| Document Number | 0124710459 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 634 N BENTZ ST FREDERICK MD 217014999, FREDERICK, MD 21701-4999 |
| Document Number | 0124710459 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 012471/000459 |
| Name | DIRECT MTG LN |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2048 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,867.00 | $377,100 | $399,100 Land $80,000 Building $319,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2015–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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