Hampden County and Chicopee City property record for 634 McKinstry Ave, Chicopee, MA 01020
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,207 sqft · built 1920 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Aug 2014) |
| Tax Bill | $5,360 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 391-00017 |
| Primary APN | 391-00017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,207 sqft Living Area |
| Gross Area | 4,717 sqft |
| 1st Floor Area | 1,069 sqft |
| Basement Area | 305 sqft |
| Unfinished Basement | 305 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 8,580 sqft (0.197 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 391-00017 |
|---|---|
| Street Address | 634 MCKINSTRY AVE |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1164 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 811000 |
634 McKinstry Ave, a triplex, is owned and occupied by an individual who bought it in August 2014.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 634 MCKINSTRY AVE, CHICOPEE, MA 01020-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2014 · Amount on File |
| Deed Sale | Aug 27, 2014 · Amount on File |
| Prior Sale | Jun 7, 2011 |
| Deed Book / Page | 20405 / 99 |
| Transfer Doc | 0020405-99 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 634 MCKINSTRY AVE, CHICOPEE, MA 01020-1164 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023660-395 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 23660/395 |
| Instrument | 4316 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2026 property tax bill for 634 McKinstry Ave was $5,360, up 10.2% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,360.00 (+10.17%) | $351,700 (+9.6%) Land $113,200 Building $238,500 |
| 2025 | $4,865.00 (+7.44%) | $320,900 (+4.6%) Land $103,100 Building $217,800 |
| 2024 | $4,528.00 (+7.94%) | $306,800 (+10.8%) Land $101,100 Building $205,700 |
| 2023 | $4,195.00 | $276,900 Land $91,900 Building $185,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 634 McKinstry Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 634 McKinstry Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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