Lancaster County property record for 634 McCowan Ln, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,226 sqft · built 1946 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (May 2009) |
| Tax Bill | $1,306 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081E-0A-001.00 |
| Primary APN | 0081E-0A-001.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| Gross Area | 1,594 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 368 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 13128 |
|---|---|
| Street Address | 634 MCCOWAN LN |
| City | LANCASTER |
| State | SC |
| Zip | 29720-6638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RN |
| Legal Description | SPLIT SEE PCL 7 |
| Legal Block | B |
| Legal Lot Number | B |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11001 |
634 McCowan Ln is owned and occupied by an individual who bought it in May 2009.
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 634 MCCOWAN LN, LANCASTER, SC 29720-6638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2009 · Amount on File |
| Deed Sale | May 15, 2009 · Amount on File |
| Deed Document Number | 20096528 |
| Deed Book / Page | 516 / 251 |
| Prior Transfer Date | Nov 11, 2003 |
| Prior Transfer Doc | 0000009087 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 634 McCowan Ln was $1,306, up 13.6% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,306.00 (+13.57%) | $3,989 Land $698 Building $3,291 | $97,200 Land $17,000 Building $80,200 |
| 2024 | $1,150.00 (+0.17%) | ||
| 2023 | $1,148.00 | $3,468 Land $900 Building $2,568 | $57,800 Land $15,000 Building $42,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 634 McCowan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 634 McCowan Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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