Berks County property record for 634 Locust St, Reading, PA 19604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,450 sqft · built 1910 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,900 (Jul 2013) |
| Tax Bill | $1,106 (2026) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-54-13-3815 |
| Primary APN | 5317-54-13-3815 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12463050 |
|---|---|
| Street Address | 634 LOCUST ST |
| City | MERTZTOWN |
| State | PA |
| Zip | 19539-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 13 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1500 |
634 Locust St is owned by an individual who bought it in July 2013.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2900 HEISTER BLVD, READING, PA 19609-2114 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2013 · Amount on File |
| Deed Sale | Jul 17, 2013 · Amount on File |
| Prior Sale | Jul 31, 2012 |
| Deed Document Number | 201330318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 634 LOCUST ST, READING, PA 19604-2624 |
| Document Number | 0000038782 |
| Instrument Date | Nov 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 135 W BUTTONWOOD ST READING PA 196012924, READING, PA 19601-2924 |
| Document Number | 0000038782 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 38782 |
| Name | COMMUNITY FIRST FND |
|---|---|
| Type | Funding / Finance Company |
| Address | LANCASTER, PA 17608-0524 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 6, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 634 Locust St was $1,106.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,106.00 | $39,200 Land $12,000 Building $27,200 | $12,000 Land $12,000 |
| 2024 | $1,037.00 | $39,200 Land $12,000 Building $27,200 | |
| 1994 | $39,200 Land $12,000 Building $27,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 634 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 634 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Frontier, T-Mobile, Verizon.
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