634 Lake Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 634 Lake Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,562 sqft · built 1905
Lot Size	0.203 acres (8,856 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Jul 2019)
Tax Bill	$4,911 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`68-407-00-140-00`

Property Details

APN / Parcel Number

Primary APN	`68-407-00-140-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,562 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	1,231 sqft
Basement Area	50 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2020
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	8,856 sqft (0.203 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	481 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	634 LAKE AVE
City	ASHTABULA
State	OH
Zip	44004-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-4 & 5 KEYS
Legal Subdivision	KEYSTONE
Legal Lot Number	4
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2013
Census Tract	601

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 E 6TH ST, ASHTABULA, OH 44004-3519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Transfer on Death Deed, Transfer
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK
Jul 30, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Document Number	20197141
Deed Book / Page	688 / 79
Last Transfer Date	Oct 9, 2023
Transfer Doc	0000009245
Record Updated	Oct 29, 2026

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 10, 2023
Property Address	634 LAKE AVE, ASHTABULA, OH 44004-3228
Document Number	0000009245
Book / Page	805 / 1587
Map Reference	VOL 1 PG 30
Instrument Date	Oct 5, 2023
Instrument	2023-00009245
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	634 LAKE AVE, ASHTABULA, OH 44004-3228
Document Number	0000008017
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 LAKE AVE ASHTABULA OH 440043228, ASHTABULA, OH 44004-3228

Mortgage

Document Number	0000008017
Date	Aug 14, 2020
Book Page	000716/000173
Instrument	8017

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 30, 2019
Property Address	634 LAKE AVE, ASHTABULA, OH 44004-3228
Document Number	0000007141
Book / Page	000688 / 000079
Instrument Date	Jul 30, 2019
Instrument	7141
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$399.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E 6TH ST ASHTABULA OH 440043519, ASHTABULA, OH 44004-3519

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,911.00 (+75.02%)	$55,870 (-) Land $8,580 Building $47,290	$159,600 (-) Land $24,500 Building $135,100
2023	$2,806.00 (+24.1%) Homeowner's exemption	$55,870 (+42.13%) Land $8,580 Building $47,290	$159,600 (+42.12%) Land $24,500 Building $135,100
2022	$2,261.00 Homeowner's exemption	$39,310 Land $6,580 Building $32,730
2020			$112,300 Land $18,800 Building $93,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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