634 Johnson St, Gary, IN 46402 Property Records

Lake County property record for 634 Johnson St, Gary, IN 46402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,814 sqft · built 1924
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2025)
Tax Bill	$1,088 (2024)
Deeds & Mortgages	May 2023 Mortgage Aug 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0140-0014`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0140-0014`
Alternative APNs	`45-08-04-305-005.000-004` `254401400014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
Basement Area	848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	233 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-44-0140-0014
Old Parcel Number	254401400014
Street Address	634 JOHNSON ST
City	GARY
State	IN
Zip	46402-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB. GARY LAND CO'S. 3RD SUB. ALL L.11 BL.7
Legal Subdivision	GARY LAND CO
Legal Block	7
Legal Lot Number	11
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2011
Census Tract	12800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincoln Street Historic District listed 2013 · 239 contributing resources · NRIS 13001012

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	634 JOHNSON ST, GARY, IN 46402-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Negative Amortization RAMZAN DHANJI LIVING TRUST
Aug 22, 2025	Deed of Trust, Mortgage CITY OF GARY
Aug 22, 2025	Limited Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2024	Warranty Deed, Construction Loan · Construction Mortgage OAKTREE FUNDING CORP
Jan 10, 2023	Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP
Jan 10, 2023	Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP
Jan 24, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Aug 7, 2024 · Amount on Record
Deed Document Number	2025-531796
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	634 JOHNSON ST, GARY, IN 46402-2139
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013009
Date	May 3, 2023
Instrument	2023-513009

Lender

Name	RAMZAN DHANJI LIVING TRUST
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	Negative Amortization
Amount	Amount Recorded
Term	10 Months
Due	Mar 5, 2024

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	634 JOHNSON ST, GARY, IN 46402-2139
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 JOHNSON ST, GARY, IN 46402-2139

Mortgage

Document Number	0000031798
Date	Aug 22, 2025
Instrument	2025-531798

Lender

Name	CITY OF GARY
Type	Government Agency
Address	GARY, IN 46402

Agreement

Amount	Amount Recorded

August 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 22, 2025
Property Address	634 JOHNSON ST, GARY, IN 46402-2139
Document Number	0000031796
Map Reference	MB 13 PG 8
Instrument Date	Aug 18, 2025
Instrument	2025-531796
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 JOHNSON ST, GARY, IN 46402-2139

Mortgage

Document Number	0000031797
Date	Aug 22, 2025
Instrument	2025-531797

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Mortgage

Document Number	0000031798
Date	Aug 22, 2025
Instrument	2025-531798

Lender

Name	CITY OF GARY
Type	Government Agency
Address	GARY, IN 46402

Agreement

Amount	Amount Recorded

August 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 7, 2024
Property Address	634 JOHNSON ST, GARY, IN 46402-2139
Document Number	0000026142
Map Reference	MB 13 PG 8
Instrument Date	Jul 22, 2024
Instrument	2024-526142
Transaction Type	Construction Loan
Record Updated	Feb 6, 2026
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3356, MUNSTER, IN 46321-0356

Mortgage

Document Number	0000026143
Date	Aug 7, 2024
Instrument	2024-526143

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2025

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Jan 10, 2023
Property Address	634 JOHNSON ST, GARY, IN 46402-2139
Document Number	0000001020
Instrument Date	Jan 5, 2023
Instrument	2023-501020
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 S RIVER RD STE 190, 190, DES PLAINES, IL 60018-6087

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Jan 10, 2023
Property Address	634 JOHNSON ST, GARY, IN 46402-2139
Document Number	0000001020
Instrument Date	Jan 5, 2023
Instrument	2023-501020
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 S RIVER RD STE 190, 190, DES PLAINES, IL 60018-6087

January 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	LAKE IN
Recording Date	Jan 24, 2017
Property Address	634 JOHNSON ST, GARY, IN 46402-2139
Document Number	0000005322
Instrument Date	Sep 23, 2016
Instrument	5322
Transaction Type	Foreclosure
Record Updated	Mar 13, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9800 CONNECTICUT DR #B2-900 CROWN POINT IN 463077840, B2-900, CROWN POINT, IN 46307-7840

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,000 (+212.8%) Land $7,600 Building $124,400	$132,000 (+212.8%) Land $7,600 Building $124,400
2024	$1,088.00 (-49.37%)	$42,200 (+7.11%) Land $7,600 Building $34,600	$42,200 (+7.11%) Land $7,600 Building $34,600
2023		$39,400 (-53.04%) Land $7,900 Building $31,500	$39,400 (-53.04%) Land $7,900 Building $31,500
2022	$2,149.00	$83,900 Land $5,000 Building $78,900	$83,900 Land $5,000 Building $78,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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