Alleghany County property record for 634 Independence Rd, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,066 sqft · built 1976 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,500 (Apr 2008) |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3071732428 |
| Primary APN | 3071732428 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Basement Area | 1,066 sqft |
| Unfinished Basement | 1,066 sqft |
| Utility Area | 180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Area | 306 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 18 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 77958 |
|---|---|
| Street Address | 634 INDEPENDENCE RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TD SPLIT FROM 3071-73-2510 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950200 |
Source: Alleghany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 634 INDEPENDENCE RD, SPARTA, NC 28675-9379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2008 · Amount on Record |
| Deed Sale | Apr 9, 2008 · Amount on Record |
| Deed Document Number | 2008954 |
| Deed Book / Page | 317 / 748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 634 INDEPENDENCE RD, SPARTA, NC 28675-9379 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 409/1364 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 409/1364 |
| Instrument | 1590 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Alleghany County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,900 (-) Land $35,300 Building $77,600 | $112,900 (-) Land $35,300 Building $77,600 | |
| 2025 | $805.00 | ||
| 2023 | $112,900 Land $35,300 Building $77,600 | $112,900 Land $35,300 Building $77,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2018–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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