634 Hollyridge Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 634 Hollyridge Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,876 sqft · built 1984
Lot Size	0.253 acres (11,016 sqft)
Owner	2 Individual Names on File
Last Sale	$346,000 (Jul 1998)
Tax Bill	$7,110 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`262-150-14-00`

Property Details

APN / Parcel Number

Primary APN	`262-150-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,876 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	11,016 sqft (0.253 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	634 HOLLYRIDGE DR
City	ENCINITAS
State	CA
Zip	92024-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 14 TR 010239
Legal Subdivision	COUNTY/SAN DIEGO 3712
Legal Tract	010239
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17403

Owner

634 Hollyridge Dr is owned and occupied by two individuals who bought it in July 1998.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	634 HOLLYRIDGE DR, ENCINITAS, CA 92024-4754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 1998 · Amount on File
Deed Sale	Jul 10, 1998 · Amount on File
Prior Sale	Mar 9, 1984 · Amount on File
Deed Document Number	1998428939
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	634 HOLLYRIDGE DR, ENCINITAS, CA 92024-4754
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 HOLLYRIDGE DR, ENCINITAS, CA 92024-4754

Mortgage

Document Number	0000323763
Date	Aug 10, 2022
Instrument	2022-0323763

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	634 HOLLYRIDGE DR, ENCINITAS, CA 92024-4754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209502
Date	May 24, 2018
Instrument	2018-0209502

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 634 Hollyridge Dr was $7,110 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,677 (+2%) Land $271,830 Building $342,847
2025	$7,110.00 Homeowner's exemption	$602,625 Land $266,500 Building $336,125
2023	$6,612.00 (+2.56%) Homeowner's exemption	$579,226 Land $256,152 Building $323,074
2022	$6,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 634 Hollyridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Hollyridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Ting.

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