634 Harrison St, Sandusky, OH 44870 Property Records

Erie County property record for 634 Harrison St, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,300 sqft · built 1940
Lot Size	0.128 acres (5,589 sqft)
Owner	Individual Name on File
Last Sale	$79,300 (Mar 2018)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`59-00637-000`

Property Details

APN / Parcel Number

Primary APN	`59-00637-000`
Alternative APN	`002612-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,357 sqft
Upper Floors Area	759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2005
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,589 sqft (0.128 acres)
Lot Dimensions	127 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	178 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	002612-0
Street Address	634 HARRISON ST
City	SANDUSKY
State	OH
Zip	44870-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 HARRISON STREET WH EX EAST 12'
Legal Subdivision	HARRISON STREET LIBERTIES ADDITION
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3030
Census Tract	40900

Owner

634 Harrison St is owned and occupied by an individual who bought it in March 2018.

Source: Erie County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	634 HARRISON ST, SANDUSKY, OH 44870-2107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 29, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Mar 30, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on File
Deed Sale	Mar 30, 2018 · Amount on File
Prior Sale	Sep 21, 2000 · Amount on File
Deed Document Number	20182633
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	634 HARRISON ST, SANDUSKY, OH 44870-2107
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 HARRISON ST, SANDUSKY, OH 44870-2107

Mortgage

Document Number	0000007865
Date	Aug 17, 2022
Instrument	202207865

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Jul 1, 2050

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	634 HARRISON ST, SANDUSKY, OH 44870-2107
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 HARRISON ST, SANDUSKY, OH 44870-2107

Mortgage

Document Number	0000005350
Date	Jul 29, 2024
Instrument	202405350

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	634 HARRISON ST, SANDUSKY, OH 44870-2107
Document Number	0000005004
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 HARRISON ST SANDUSKY OH 448702107, SANDUSKY, OH 44870-2107

Mortgage

Document Number	0000005004
Date	Jun 18, 2020
Instrument	5004

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Mar 30, 2018
Property Address	634 HARRISON ST, SANDUSKY, OH 44870-2107
Document Number	0000002633
Instrument Date	Mar 30, 2018
Instrument	201802633
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 HARRISON ST, SANDUSKY, OH 44870-2107

Mortgage

Document Number	0000002634
Date	Mar 30, 2018
Instrument	201802634

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 634 Harrison St was $1,346 with a homeowner's exemption.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00	$36,011 (-) Land $3,542 Building $32,469
2024	$1,346.00 (-19.55%) Homeowner's exemption	$36,011 (+7.5%) Land $3,542 Building $32,469	$102,890 Land $10,120 Building $92,770
2023	$1,673.00 (+0.72%) Homeowner's exemption	$33,498 (-) Land $2,835 Building $30,663
2022	$1,661.00 Homeowner's exemption	$33,498 Land $2,835 Building $30,663
2021			$95,710 Land $8,100 Building $87,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 634 Harrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 634 Harrison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Verizon, Watch TV.

Nearby Properties on Harrison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures