634 Georgetown Ave, Elyria, OH 44035 Property Records

Lorain County property record for 634 Georgetown Ave, Elyria, OH 44035 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1969
Square Footage2,182 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$196,000 (2021)
Tax Bill$3,528.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-25-026-101-038

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,182 sqft Living Area
Gross Area2,644 sqft Gross Area
1st Floor1,582 sqft 1st Floor
Basement Area1,204 sqft Basement
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area10,890 sqft (0.25 acres)
Depth X Width145 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Deck Area40 sqft Deck
Patio Area40 sqft Patio
Porch Area84 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address634 GEORGETOWN AVE
CityELYRIA
StateOH
Zip44035-3050
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSHERWOOD FOREST 89.83 X 164.36
Legal SubdivisionSHERWOOD FOREST
Legal Tract25
Legal Block101
Legal Lot Number3
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2003
Census Tract70102

Owner

Source: Lorain County records · APN 06-25-026-101-038

Assessment roll updated May 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address634 GEORGETOWN AVE, ELYRIA, OH 44035-3050
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Dec 13, 2021Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
May 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 18, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Deed Doc Number2021853695
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJul 22, 2026
Property Address634 GEORGETOWN AVE, ELYRIA, OH 44035-3050
Document Number0000104545
Instrument DateJul 16, 2026
Instrument2026104545
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$104,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 GEORGETOWN AVE, ELYRIA, OH 44035-3050

Mortgage

Document Number0000104546,
DateJul 22, 2026
Instrument2026104546
Lender
NameLOWER LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 13, 2021
Property Address634 GEORGETOWN AVE, ELYRIA, OH 44035-3050
Document Number0000853695
Instrument DateDec 10, 2021
Instrument2021-0853695
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address634 GEORGETOWN AVE, ELYRIA, OH 44035-3050

Mortgage

Document Number0000853696
DateDec 13, 2021
Instrument2021-0853696
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2042

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address634 GEORGETOWN AVE, ELYRIA, OH 44035-3050
Transaction TypeMortgage
Record UpdatedMay 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210816118
DateMay 05, 2021
Instrument2021-0816118
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
Term360 Months
DueMay 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address634 GEORGETOWN AVE, ELYRIA, OH 44035-3050
Document Number0000743295
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address634 GEORGETOWN AVE ELYRIA OH 440353050, ELYRIA, OH 44035-3050

Mortgage

Document Number0000743295
DateDec 23, 2019
Instrument743295
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,511.00 (-0.48%) Homeowner's exemption$74,570 (+%) Land $10,830 Building $63,740$213,050 (-) Land $30,940 Building $182,110
2024$3,528.00 (+30.14%)$74,568 (+49.88%) Land $10,829 Building $63,739$213,050 (+49.88%) Land $30,940 Building $182,110
2023$2,711.00 (+0.37%)$49,753 (-0.01%) Land $15,218 Building $34,535$142,150 (-) Land $43,480 Building $98,670
2022$2,701.00$49,760 Land $15,220 Building $34,540
2021$142,150 Land $43,480 Building $98,670

Flood & Wildfire

634 Georgetown Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 22nd in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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