634 Garrard Ave, Indianola, MS 38751 Property Records

Sunflower County property record for 634 Garrard Ave, Indianola, MS 38751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,362 sqft · built 1910
Lot Size	0.163 acres (7,095 sqft)
Owner	Individual Name on Record
Tax Bill	$464 (2025)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone X (reduced by levee)
APN	`103D-06-00-078.00`

Property Details

APN / Parcel Number

Primary APN	`103D-06-00-078.00`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Building Area	1,362 sqft Finished Area
1st Floor Area	1,320 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,095 sqft (0.163 acres)
Lot Dimensions	129 ft deep x 55 ft wide

Location & Zoning

Street Address	634 GARRARD AVE
City	INDIANOLA
State	MS
Zip	38751-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT (55X129) PT S 1/2 NE 1/4 NW 1/4 S OF QUICK CIR & W OF GARRARD AVE -UNPLATTED LAND 6-18-4 OLD PCL:3103D0008900 10001510
Legal Range	04W
Legal Township	18N
Legal Section	06
Legal Subdivision	W F HEARDS ADDITION
Jurisdiction	SUNFLOWER MS
Township / Civil Division	2
Census Block Group	2
Census Block	2008
Census Tract	950402

Owner

Source: Sunflower County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	634 GARRARD AVE, INDIANOLA, MS 38751-3255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 8, 2019
Transfer Doc	2019005922
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNFLOWER MS
Recording Date	Dec 12, 2019
Property Address	634 GARRARD AVE, INDIANOLA, MS 38751-3255
Document Number	2019005922
Instrument Date	Mar 8, 2019
Instrument	2019005922
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 GARRARD AVE, INDIANOLA, MS 38751-3255
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sunflower County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Sunflower County
Municipality	Indianola City
Unified School District	Sunflower County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$464.00 (+1.09%)	$2,635 (-) Land $392 Building $2,243	$17,568 (-) Land $2,613 Building $14,955
2023	$459.00	$2,635 Land $392 Building $2,243	$17,568 Land $2,613 Building $14,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF INDIANOLA serves 9,464 people · EPA ID MS0670006
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jul 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20