634 Garfield St, Springfield, IL 62702 Property Records

Sangamon County property record for 634 Garfield St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.139 acres (6,085 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Dec 2024)
Tax Bill	$1,633 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22.0-180-024`

Property Details

APN / Parcel Number

Primary APN	`14-22.0-180-024`
Alternative APN	`14220180024 (CHECK DIGIT = 1)`

Exterior

Lot Area	6,085 sqft (0.139 acres)

Location & Zoning

Account Number	14220180024
Street Address	634 GARFIELD ST
City	SPRINGFIELD
State	IL
Zip	62702-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 42 B 4 SAMUEL CARPENTERS SUB PT E1/2 NW 22-16-5
Legal Subdivision	SAMUEL CARPENTERS SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2013
Census Tract	400

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	634 GARFIELD ST, SPRINGFIELD, IL 62702-2655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Jun 28, 2007 · Amount on Record
Deed Document Number	202421786
Prior Transfer Date	Dec 18, 2024
Prior Transfer Doc	2024R21786
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	634 GARFIELD ST, SPRINGFIELD, IL 62702-2655
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R16936
Date	Sep 25, 2025
Instrument	2025R16936

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,633.00 (-4.84%) Homeowner's exemption	$28,678 (+8.5%) Land $4,023 Building $24,655	$86,034 (+8.5%) Land $12,069 Building $73,965
2024	$1,716.00 (+30.79%)	$26,431 (+16.72%) Land $3,751 Building $22,680	$79,293 (+16.72%) Land $11,253 Building $68,040
2022	$1,312.00 Homeowner's exemption	$22,644 Land $3,250 Building $19,394	$67,932 Land $9,750 Building $58,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20